InterMiles ICICI Bank Sapphiro Credit Card vs YES Premia Credit Card

Joining Fees

₹5,000

₹1,599

Editor's Rating

4.1

3.5

Key Features

  • Every year at the time of renewal, get 5,000 renewal bonus InterMiles along with a complimentary discount code
  • Complimentary Airport Lounge access
  • Complimentary Golf rounds, movie tickets, discounts on dining and more
  • Discount on Economy Class tickets booked on Etihad Airways: 5%
  • Discount on Business Class tickets booked on Etihad Airways: 10%
  • Avail 8 Reward Points per Rs. 200 on Grocery Stores & Supermarkets, Department Stores and Dining spends & 6 Reward Points per Rs. 200 on all other retail spends
  • Priority Pass membership offering two complimentary international lounge access per calendar year
  • 25% Discount on Movie Tickets booked on BookMyShow capped at Rs 250
  • Complimentary Domestic Lounge access & Golf privileges across select golf courses in India

Editor's Review

Pros

  • Redemption Miles Back on international flights: 30%
  • Complimentary DragonPass, the world’s first all-in-one Digital Airport Platform
  • Two International Airport Lounge visits and Two spa sessions at selected airports in India every year, through complimentary DragonPass membership

Cons

  • High-interest rate
  • High Joining Fees

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Pros

  • Fuel surcharge waiver at fuel stations across India
  • Attractive Foreign Currency Markup of 2.5%
  • Credit Shield cover of Rs. 2.5 Lakhs in case of accidental death of Primary Cardmember

Cons

  • High-interest rates
  • Complimentary Priority Pass Membership for Primary Cardmember only. All visits will be charged US $27+GST per person per visit


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