InterMiles ICICI Bank Sapphiro Credit Card vs Lifestyle HC SBI Card PRIME

Joining Fees

₹5,000

₹2,999

Editor's Rating

4.1

3.5

Key Features

  • Every year at the time of renewal, get 5,000 renewal bonus InterMiles along with a complimentary discount code
  • Complimentary Airport Lounge access
  • Complimentary Golf rounds, movie tickets, discounts on dining and more
  • Discount on Economy Class tickets booked on Etihad Airways: 5%
  • Discount on Business Class tickets booked on Etihad Airways: 10%
  • Earn 15 Reward Points on every 100 Rs. spent at Online & Retail Landmark Stores (Lifestyle, Home Centre, Max and Spar).
  • Earn 10 Reward Points on every 100 Rs. spent at Dining & Movies.
  • Get 2 Reward point per 100 Rs. spent on other retail purchases (Non-fuel).
  • Cumulative milestone benefits up to 58,000 RP worth Rs 14,500.
  • On overall annual retail spends of Rs 500,000, avail 20,000 bonus Reward Points

Editor's Review

Pros

  • Redemption Miles Back on international flights: 30%
  • Complimentary DragonPass, the world’s first all-in-one Digital Airport Platform
  • Two International Airport Lounge visits and Two spa sessions at selected airports in India every year, through complimentary DragonPass membership

Cons

  • High-interest rate
  • High Joining Fees

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Pros                                                                                                                                                                                                                                                                                                                                                                                                   

  • On annual spends of Rs 40,000 across all Landmark Stores, earn 6000 bonus Reward Points. 
  • 8 complimentary Domestic Airport lounge visits per year (subject to a max of 2 per quarter)
  • Complimentary priority pass membership worth USD 99 & 4 complimentary visits per year                                                                                        

Cons 

  • No golf/coaching sessions


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