InterMiles ICICI Bank Sapphiro Credit Card vs Kotak NRI Royale Signature Credit Card
Joining Fees
₹5,000
₹1,000
Editor's Rating
4.1
3.6
Key Features
- Every year at the time of renewal, get 5,000 renewal bonus InterMiles along with a complimentary discount code
- Complimentary Airport Lounge access
- Complimentary Golf rounds, movie tickets, discounts on dining and more
- Discount on Economy Class tickets booked on Etihad Airways: 5%
- Discount on Business Class tickets booked on Etihad Airways: 10%
- Avail 2X rewards on spends outside India; i.e. avail 2 rewards points for every Rs. 200 spent
- Fuel Surcharge Waiver
- Railway Surcharge Waiver
- NRI Royale Shield
Editor's Review
Pros
- Redemption Miles Back on international flights: 30%
- Complimentary DragonPass, the world’s first all-in-one Digital Airport Platform
- Two International Airport Lounge visits and Two spa sessions at selected airports in India every year, through complimentary DragonPass membership
Cons
- High-interest rate
- High Joining Fees
To apply for ICICI Bank Credit Cards please click here
Pros
- This card is good for Indians who are residing overseas
- Freedom to purchase and pay in INR
- Complimentary access to Airport Lounges in India
Cons
- No Golf Privileges
- No Concierge Services
- This card isn’t good for those who desire a low foreign currency mark up card
