InterMiles ICICI Bank Sapphiro Credit Card vs Doctor's SBI Card (in association with IMA)

Joining Fees

₹5,000

₹1,499

Editor's Rating

4.1

4

Key Features

  • Every year at the time of renewal, get 5,000 renewal bonus InterMiles along with a complimentary discount code
  • Complimentary Airport Lounge access
  • Complimentary Golf rounds, movie tickets, discounts on dining and more
  • Discount on Economy Class tickets booked on Etihad Airways: 5%
  • Discount on Business Class tickets booked on Etihad Airways: 10%
  • Get up to 8 complimentary visits annually to domestic airport lounges in India
  • 1% fuel surcharge waiver 
  • Add-on cards are available along with the primary card 
  • The card can be used over 1 million Visa or MasterCard ATMs across the world

Editor's Review

Pros

  • Redemption Miles Back on international flights: 30%
  • Complimentary DragonPass, the world’s first all-in-one Digital Airport Platform
  • Two International Airport Lounge visits and Two spa sessions at selected airports in India every year, through complimentary DragonPass membership

Cons

  • High-interest rate
  • High Joining Fees

To apply for ICICI Bank Credit Cards please click here

Pros                                                                                                                                                                                                                                                                                                                                                                                                   

  • SBI in association with Indian Medical Association has issued Doctor's SBI Card (IMA) 
  • Avail Professional Indemnity Insurance Cover of Rs. 20 Lakhs 
  • The cardholder can reimburse all defense and legal costs, out of court settlement expenses and court awards as a part of professional indemnity insurance 
  • Renewal fee reversed if the annual spendings cross Rs 2,00,000  

Cons 

  • No Golf/coaching sessions


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