InterMiles ICICI Bank Sapphiro Credit Card vs SBI Elite Credit Card

Joining Fees

₹5,000

₹4,999

Editor's Rating

4.1

4

Key Features

  • Every year at the time of renewal, get 5,000 renewal bonus InterMiles along with a complimentary discount code
  • Complimentary Airport Lounge access
  • Complimentary Golf rounds, movie tickets, discounts on dining and more
  • Discount on Economy Class tickets booked on Etihad Airways: 5%
  • Discount on Business Class tickets booked on Etihad Airways: 10%
  • On achieving annual spends of Rs. 5 lakhs and 8 lakhs, earn 15,000 bonus Reward Points
  • Spend Based Reversal of Annual Fee on spends of Rs. 10 Lakhs
  • Complimentary membership to the Priority Pass Program worth $99
  • Six complimentary Airport Lounge visits per calendar year, outside India ( max. 2 visits per quarter)
  • Enjoy obtaining Club Vistara Silver membership as complimentary

Editor's Review

Pros

  • Redemption Miles Back on international flights: 30%
  • Complimentary DragonPass, the world’s first all-in-one Digital Airport Platform
  • Two International Airport Lounge visits and Two spa sessions at selected airports in India every year, through complimentary DragonPass membership

Cons

  • High-interest rate
  • High Joining Fees

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Pros

  • Get 5X Reward Points on Dining, Departmental stores and Grocery Spends
  • Earn nearly 50,000 Bonus Reward Points worth Rs. 12,500 per year
  • On achieving annual spends of Rs. 3 lakhs and 4 lakhs, earn 10,000 bonus Reward Points

Cons

  • High joining/renewal fees
  • Although the Credit Card offers savings on rental cars on Hertz & Avis, which is good, but in India, there’s no much scope for it


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