InterMiles HDFC Bank Diners Club Credit Card vs Lifestyle HC SBI Card PRIME

Joining Fees

₹5,000

₹2,999

Editor's Rating

3.65

3.5

Key Features

  • Renewal Benefits

A. Continue the exciting journey with 10,000 InterMiles upon spending Rs. 20,000 with in first 30 days of Anniversary date

Experience savings on Flight & Hotel bookings:

A. Get Rs. 1000  Flight Discount vouchers

B. Get Rs. 2000  Hotel Discount vouchers

Do note that these Renewal benefits are only applicable on realization of membership fee

  • Get 8 InterMiles on every Rs. 150 spent on retail spends
  • Get 16 InterMiles on every Rs 150 spent on every flight ticket booked on https://flights.intermiles.com
  • Get 16 InterMiles on every Rs. 150 spent on every Hotel booked via Interbook.intermiles.com
  • Privileges on Etihad Airways

A. Obtain 10% discount on Etihad Airways Business Class tickets booked on http://flights.intermiles.com

B. Obtain 5% discount on Etihad Airways Economy Class tickets booked on http://flights.intermiles.com

C. Avail 2.5X bonus InterMiles for Etihad Airways tickets booked on http://flights.intermiles.com

  • Unlimited Complimentary golf games at leading courses in India and selected courses across the globe
  • Unlimited complimentary Golf coaching at selected golf courses in India
  • Domestic Lounge Program

A. Relax in some of the leading lounges via the Exclusive Lounge Program

B. Get Unlimited Airport lounge access to 1000+ Lounges within India

C. Get refreshments and use some of the following facilities phones, faxes, Internet and conference rooms

  • 1% fuel surcharge waiver at fuel stations in India on minimum transaction of Rs. 400
  • Air accident insurance cover worth Rs 2 crore
  • Emergency overseas hospitalization cover worth Rs. 50 Lakhs
  • Travel Insurance Cover of up to Rs. 55,000 on baggage delay 
  • Credit Liability Cover of up to Rs. 9 Lakh
  • Zero liability on lost card
  • Revolving Credit is available at an interest rate of 1.99% per month
  • Avail up to 50 days of free credit period from the date of purchase
  • Avail up to 3 Add-on Cards
  • Save up to 25% on dining bills paid via Dineout Pay via the InterMiles HDFC Bank Diners Club Credit Card. Get 15% Dineout Discount plus Additional 10% HDFC Bank Discount
  • Earn 15 Reward Points on every 100 Rs. spent at Online & Retail Landmark Stores (Lifestyle, Home Centre, Max and Spar).
  • Earn 10 Reward Points on every 100 Rs. spent at Dining & Movies.
  • Get 2 Reward point per 100 Rs. spent on other retail purchases (Non-fuel).
  • Cumulative milestone benefits up to 58,000 RP worth Rs 14,500.
  • On overall annual retail spends of Rs 500,000, avail 20,000 bonus Reward Points

Editor's Review

Pros

  • Welcome benefits
  • Obtain 10% discount on Etihad Airways Business Class tickets, 5% discount on Etihad Airways Economy Class tickets booked, and 2.5X bonus InterMiles for Etihad Airways tickets
  • Golf benefits and Unlimited Airport lounge access to 1000+ Lounges within India

Cons

  • Joining fee bit high
  • No cashback offers
  • No movie benefits

Pros                                                                                                                                                                                                                                                                                                                                                                                                   

  • On annual spends of Rs 40,000 across all Landmark Stores, earn 6000 bonus Reward Points. 
  • 8 complimentary Domestic Airport lounge visits per year (subject to a max of 2 per quarter)
  • Complimentary priority pass membership worth USD 99 & 4 complimentary visits per year                                                                                        

Cons 

  • No golf/coaching sessions


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