IndusInd Bank Platinum Master Credit Card vs Paytm HDFC Bank Business Credit Card

Joining Fees

₹3,000

₹500

Editor's Rating

2

4.1

Key Features

  • Complimentary golf games and lessons
  • BookMyShow and Sathyam Cinemas, provide offers to buy one movie ticket and get another free.
  • Avail numerous travel offers and gain access to 600+ lounges across the globe with a complimentary Priority Pass.
  • Travel Plus- Access to over 600 VIP airport lounges around the world as part of the Priority Pass program.
  • Travel Insurance Cover
  • First Year Fee will be waived upon spending Rs. 30,000 within the first 90 days
  • Renewal Year Fee will be waived upon spending Rs. 50,000 in the 12 months period
  • Activation Benefit: Avail Rs. 250 worth Gift Voucher upon card activation with 2 transactions in first 30 days
  • Milestone Benefit: Avail Rs. 500 worth Gift Voucher on spends of Rs. 1 Lakh in a year (Non-EMI, Non-Wallet and Non-Rental Spends)
  • 3% cashpoints on purchases on Paytm [Recharge + Utility + Movies + Mini App] 
  • 2% cashpoints on all other Select Paytm Spends
  • 1% cashpoints on all other Retail Spends 
  • Utility Bill Payments: Simply register the Credit Card with SmartPay, HDFC Bank's Utility Bill payment service. Be assured all utility bills will be paid on time, conveniently and easily
  • Zero cost liability: If the Card gets lost simply report it immediately to HDFC Bank’s 24-hour call centre. After reporting the loss, the cardholder will have a zero liability on any fraudulent transactions made on its card
  • 1% fuel surcharge waived of on fuel transactions between transactions of Rs. 400 to Rs. 5,000
  • The card is enabled for contactless payments
  • Up to 20% discount on partnered restaurants via Dineout
  • Quick Loan for Business: Check for term loan eligibility on the credit card for business purposes
  • Avail up to 50 days of interest free credit on the Credit Card

Editor's Review

Pros

  • Avail surcharge on petrol at various petrol pumps in India: 1% on fuel surcharge at any petrol pump within India.
  • Air Accident Coverage
  • Discounts on Shopping, Dining, Spa, Travel, and Lifestyle

Cons

  • High Joining fee and annual fee
  • Fees applicable for using Priority Pass Membership

Pros

  • Quick Loan for Business
  • Up to 20% discount on partnered restaurants via Dineout
  • Welcome Benefit includes getting Paytm First Membership

Cons

  • No movie benefits
  • No golf benefits
  • No airport lounge access


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