Paytm HDFC Bank Business Credit Card vs Axis Bank Pride Signature Credit Card

Joining Fees

₹500

₹0

Editor's Rating

4.1

4.6

Key Features

  • First Year Fee will be waived upon spending Rs. 30,000 within the first 90 days
  • Renewal Year Fee will be waived upon spending Rs. 50,000 in the 12 months period
  • Activation Benefit: Avail Rs. 250 worth Gift Voucher upon card activation with 2 transactions in first 30 days
  • Milestone Benefit: Avail Rs. 500 worth Gift Voucher on spends of Rs. 1 Lakh in a year (Non-EMI, Non-Wallet and Non-Rental Spends)
  • 3% cashpoints on purchases on Paytm [Recharge + Utility + Movies + Mini App] 
  • 2% cashpoints on all other Select Paytm Spends
  • 1% cashpoints on all other Retail Spends 
  • Utility Bill Payments: Simply register the Credit Card with SmartPay, HDFC Bank's Utility Bill payment service. Be assured all utility bills will be paid on time, conveniently and easily
  • Zero cost liability: If the Card gets lost simply report it immediately to HDFC Bank’s 24-hour call centre. After reporting the loss, the cardholder will have a zero liability on any fraudulent transactions made on its card
  • 1% fuel surcharge waived of on fuel transactions between transactions of Rs. 400 to Rs. 5,000
  • The card is enabled for contactless payments
  • Up to 20% discount on partnered restaurants via Dineout
  • Quick Loan for Business: Check for term loan eligibility on the credit card for business purposes
  • Avail up to 50 days of interest free credit on the Credit Card
  • Personalized card with the shades of Indian Flag
  • The dedicated 4th embossed  line for Army, Navy, or Air Force
  • 2 Complimentary visits to select Domestic Airport Lounges within India 
  • From second year onwards the Annual Fee Rs. 500 will be waived on spends of Rs. 40,000 in the preceding year
  • Discover unique and new cuisines and flavours with Axis Bank Dining Delights that  offers  15% off at partnered restaurants in India 
  • 1% fuel surcharge wavier valid on transactions between Rs. 400 and Rs. 4000 only. Maximum benefits up to Rs. 400 per month 
  • EDGE REWARD Points can  be earned on fuel transactions 
  • Get free add-on cards
  • EMV certified chip-credit card 
  • Zero lost card liability 
  • On any transactions above Rs. 2500, contact the bank to convert it into EMIs
  • Earn EDGE REWARD points for transactions and use them to redeem from 500+ rewards and offers
  • Earn 8 points on every Rs. 200 spent on the credit card
  • Avail 100 bonus EDGE points every month- The cardholder is required to use the card for spends on Rs. 5000 or more every month 

Editor's Review

Pros

  • Quick Loan for Business
  • Up to 20% discount on partnered restaurants via Dineout
  • Welcome Benefit includes getting Paytm First Membership

Cons

  • No movie benefits
  • No golf benefits
  • No airport lounge access

Pros

  • Enjoy Complimentary Access to Airport Lounges within India 
  • Personalized Card with the Shades of Indian Tricolor
  • Get 100 bonus eDGE points every month

Cons            

  • No Golf/coaching sessions


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More comparisions with Axis Bank Pride Signature Credit Card

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