First Year Fee will be waived upon spending Rs. 30,000 within the first 90 days
Renewal Year Fee will be waived upon spending Rs. 50,000 in the 12 months period
Activation Benefit: Avail Rs. 250 worth Gift Voucher upon card activation with 2 transactions in first 30 days
Milestone Benefit: Avail Rs. 500 worth Gift Voucher on spends of Rs. 1 Lakh in a year (Non-EMI, Non-Wallet and Non-Rental Spends)
3% cashpoints on purchases on Paytm [Recharge + Utility + Movies + Mini App]
2% cashpoints on all other Select Paytm Spends
1% cashpoints on all other Retail Spends
Utility Bill Payments: Simply register the Credit Card with SmartPay, HDFC Bank's Utility Bill payment service. Be assured all utility bills will be paid on time, conveniently and easily
Zero cost liability: If the Card gets lost simply report it immediately to HDFC Bank’s 24-hour call centre. After reporting the loss, the cardholder will have a zero liability on any fraudulent transactions made on its card
1% fuel surcharge waived of on fuel transactions between transactions of Rs. 400 to Rs. 5,000
The card is enabled for contactless payments
Up to 20% discount on partnered restaurants via Dineout
Quick Loan for Business: Check for term loan eligibility on the credit card for business purposes
Avail up to 50 days of interest free credit on the Credit Card
Personalized cardwith theshades ofIndian Flag
The dedicated4th embossedline for Army, Navy, or Air Force
2 Complimentary visits to select Domestic Airport Lounges within India
From second year onwards the Annual Fee Rs. 500 will be waived on spends of Rs. 40,000 in the preceding year
Discover unique and new cuisines and flavours with AxisBank Dining Delights thatoffers15% off at partnered restaurants in India
1% fuel surcharge wavier valid on transactions between Rs.400 and Rs. 4000 only. Maximum benefits up to Rs. 400 per month
EDGE REWARD Points canbe earned on fuel transactions
Get free add-on cards
EMV certified chip-credit card
Zero lost card liability
On any transactions above Rs. 2500, contact the bank to convert it into EMIs
Earn EDGE REWARD points for transactions and use them to redeem from 500+ rewards and offers
Earn 8 points on every Rs. 200 spent on the credit card
Avail 100 bonus EDGE points every month- The cardholder is required to use the card for spends on Rs. 5000 or more every month
Editor's Review
Pros
Quick Loan for Business
Up to 20% discount on partnered restaurants via Dineout
Welcome Benefit includes getting Paytm First Membership
Cons
No movie benefits
No golf benefits
No airport lounge access
Pros
Enjoy Complimentary Access to Airport Lounges within India
Personalized Card with the Shades of Indian Tricolor
Get 100 bonus eDGE points every month
Cons
No Golf/coaching sessions
More comparisions with Paytm HDFC Bank Business Credit Card