IndusInd Bank Platinum Master Credit Card vs IDFC FIRST Select Credit Card
Joining Fees
₹30,000
₹0
Editor's Rating
2
2.75
Key Features
- Complimentary golf games and lessons
- BookMyShow and Sathyam Cinemas, provide offers to buy one movie ticket and get another free.
- Avail numerous travel offers and gain access to 600+ lounges across the globe with a complimentary Priority Pass.
- Travel Plus- Access to over 600 VIP airport lounges around the world as part of the Priority Pass program.
- Travel Insurance Cover
- Welcome Benefits include getting vouchers worth Rs. 500 on spending Rs. 15,000 within 90 days
- 5% cashback on making the first EMI transaction made within 90 days of card set-up
- 10X Reward Points on purchases greater than Rs.20,000
- 6X Reward Points on all online purchases and 3X Reward Points on all offline purchases
- 4 complimentary domestic lounge access per quarter
- 4 complimentary Railway lounge access every quarter
- Low foreign exchange mark-up fee of 1.99%
- 20% discount on 1500+ Restaurants
- 15% discount on 3000+ Health & Wellness Outlets
- Free Road Side Assistance(RSA) worth Rs. 1,399
Editor's Review
Pros
- Avail surcharge on petrol at various petrol pumps in India: 1% on fuel surcharge at any petrol pump within India.
- Air Accident Coverage
- Discounts on Shopping, Dining, Spa, Travel, and Lifestyle
Cons
- High Joining fee and annual fee
- Fees applicable for using Priority Pass Membership
Pros
- 10X Rewards on all spends done on your Birthday
- Reward points will never expire
- Comprehensive Travel Insurance Cover of Rs. 22,500
Cons
- Welcome gift voucher is only provided on spending Rs.15,000 within 90 days of card set-up
- Interest-free cash withdrawal available for 48 days only
- The dining benefits provided by the card are satisfactory but not that great
