IndusInd Platinum RuPay Credit Card vs YES Premia Credit Card

Joining Fees

₹0

₹1,599

Editor's Rating

4.5

3.5

Key Features

  • UPI is enabled on this Credit Card
  • 1% Fuel Surcharge Waiver
  • Avail 2 Reward Points on every Rs. 100 transaction done via UPI
  • Avail 1 Reward Point for every Rs. 100 on non UPI transactions
  • Avail Rs. 0.70 for every Rs. 100 on selected merchant categories. This is applicable for UPI and Non-UPI transactions
  • IndusInd Bank in association with The Oriental Insurance Company Ltd, bring you insurance coverage that includes lost baggage, delayed baggage, loss of passport, lost ticket, and missed connection
  • Enjoy the facility of Total Protect that covers the cardholder for a sum up to the credit limit on its credit card. Completely be worry-free about any fraudulent transactions performed using your card as it protects from unauthorized transactions in case of loss/theft of card and Counterfeit fraud
  • Complimentary personal air accident insurance cover of up to Rs. 25 lakh
  • Avail 8 Reward Points per Rs. 200 on Grocery Stores & Supermarkets, Department Stores and Dining spends & 6 Reward Points per Rs. 200 on all other retail spends
  • Priority Pass membership offering two complimentary international lounge access per calendar year
  • 25% Discount on Movie Tickets booked on BookMyShow capped at Rs 250
  • Complimentary Domestic Lounge access & Golf privileges across select golf courses in India

Editor's Review

Pros

  • Avail 2 Reward Points on every Rs. 100 transaction done via UPI
  • Avail 1 Reward Point for every Rs. 100 on non UPI transactions
  • Total Protect covers the cardholder for a sum up to the credit limit on its credit card. Completely be worry-free about any fraudulent transactions performed using your card as it protects from unauthorized transactions in case of loss/theft of card and Counterfeit fraud

Cons

  • No golf benefits
  • No airport lounge access / dining/ movie benefits

Pros

  • Fuel surcharge waiver at fuel stations across India
  • Attractive Foreign Currency Markup of 2.5%
  • Credit Shield cover of Rs. 2.5 Lakhs in case of accidental death of Primary Cardmember

Cons

  • High-interest rates
  • Complimentary Priority Pass Membership for Primary Cardmember only. All visits will be charged US $27+GST per person per visit


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