IndusInd Platinum RuPay Credit Card vs HDFC Bank H.O.G Diners Club Credit Card
Joining Fees
₹0
₹10,000
Editor's Rating
4.5
4
Key Features
- UPI is enabled on this Credit Card
- 1% Fuel Surcharge Waiver
- Avail 2 Reward Points on every Rs. 100 transaction done via UPI
- Avail 1 Reward Point for every Rs. 100 on non UPI transactions
- Avail Rs. 0.70 for every Rs. 100 on selected merchant categories. This is applicable for UPI and Non-UPI transactions
- IndusInd Bank in association with The Oriental Insurance Company Ltd, bring you insurance coverage that includes lost baggage, delayed baggage, loss of passport, lost ticket, and missed connection
- Enjoy the facility of Total Protect that covers the cardholder for a sum up to the credit limit on its credit card. Completely be worry-free about any fraudulent transactions performed using your card as it protects from unauthorized transactions in case of loss/theft of card and Counterfeit fraud
- Complimentary personal air accident insurance cover of up to Rs. 25 lakh
- Milestone Benefit: You can select any 2 benefits amongst cult.fit Live 1 month membership or BookMyShow or TataCLiQ or Ola cab vouchers worth Rs. 500 every month on minimum spends of Rs. 80,000
- Travel: Book flight tickets / hotels across 150+ airlines and choice of hotels (Domestic & International) at https://offers.smartbuy.hdfcbank.com/v1/foryou
- Spend benefit at Harley-Davidson authorized dealers: Get 10X Reward Points on purchase of Harley-Davidson merchandise and services
- Up to 50 days of interest free credit period from the date of purchase
- Enjoy Dining Privileges by getting 2X on weekend Dining
- Credit Liability Cover Rs. 9 lakh
- Foreign Currency Markup: Nominal 2% on all foreign currency spends
- Revolving Credit is available at a nominal interest rate
- Unlimited Airport lounge access in India and worldwide for primary and add-on card members
- Get 1% fuel surcharge waiver at fuel stations in India on minimum transaction of Rs. 400
- Avail the option to convert big spends into EMI after purchase
- Contactless payment enabled
- Accidental Air Death Cover worth Rs. 2 Crore
- Emergency overseas hospitalization: up to Rs. 50 lakhs
- Travel Insurance Cover of up to Rs. 55,000 on baggage delay
- Credit Liability cover up to Rs. 9 Lakh
- Avail 5 Reward Points for every Rs. 150 retail spends
- Avail up to 10X Reward Points on spends via SmartBuy and 10X Reward Points on spends done on Harley-Davidson merchandise and services at Authorized Harley-Davidson dealers
- Avail amazing dining benefits with Good Food Trail program by getting up to 25% savings off on all restaurant bill payments via Swiggy Dineout that includes 20k + restaurants. Offer is inclusive of Restaurant and Swiggy Discount and is valid only on payments done Swiggy App
Editor's Review
Pros
- Avail 2 Reward Points on every Rs. 100 transaction done via UPI
- Avail 1 Reward Point for every Rs. 100 on non UPI transactions
- Total Protect covers the cardholder for a sum up to the credit limit on its credit card. Completely be worry-free about any fraudulent transactions performed using your card as it protects from unauthorized transactions in case of loss/theft of card and Counterfeit fraud
Cons
- No golf benefits
- No airport lounge access / dining/ movie benefits
Pros
- Unlimited Airport lounge access in India and worldwide for primary and add-on card members
- Book flight tickets / hotels across 150+ airlines and choice of hotels (Domestic & International) at https://offers.smartbuy.hdfcbank.com/v1/foryou
- Spend benefit at Harley-Davidson authorized dealers
Cons
- No golf benefits
- No cashback offers
