IndusInd Bank Platinum Aura Edge Credit Card vs ICICI Business Credit Cards

• Flexibility to choose from 4 reward plans to suit your lifestyle- Platinum Aura Shop Plan enables you save more by managing your spends, Platinum Aura Home Plan gives the flexibility to save while shopping for home, Platinum Aura Travel Plan is especially designed for frequent fliers, and Platinum Aura Party Plan enables you to enjoy life to the fullest by earning savings points that you can later redeem against dues on the Credit Card, or on airline miles
• 1% Fuel Surcharge Waiver
• Earn up to 8X Reward Points on selected merchant categories, for every Rs. 100 spent
• IndusInd Bank in association with The Oriental Insurance Company Ltd, bring you insurance coverage that includes lost baggage, delayed baggage, loss of passport, lost ticket, and missed connection
• Enjoy the facility of Total Protect that covers the cardholder for a sum up to the credit limit on its credit card. Completely be worry-free about any fraudulent transactions performed using your card as it protects from unauthorized transactions in case of loss/theft of card and Counterfeit fraud
• Complimentary personal air accident insurance cover of up to Rs. 25 lakh

Key Features For all ICICI Business Cards: 

• Interest-free credit period up to 48 days
• Spends linked rewards / InterMiles / Offers & Discounts
• Fuel surcharge waiver of 1%
• Simplify book keeping - Online expense management
• Complimentary Airport Lounge access
• Comprehensive Insurance Coverage up to Rs. 75 lakh
• GCAS customer assistance

For Business Advantage Black Card:

Key benefits:

Save more with Cashback, earn cashback on spends which means more you spend the higher cashback you get. For details see below: 

For Statement Balance Rs >75k:

Domestic Spends - Up to 1%

International Spends Up to 1%  

For Statement Balance (Rs<25k> – Rs<50k>):

Cashback on eligible spends-

Domestic Spends: Up to 0.5%

International Spends: Up to 1%

Eligible only on Airline, Hotel and restaurant spends except for select categories such as fuel, cash withdrawals, insurance, all fees and interest charges. Cashback earned in a month is subject to a maximum of Rs 2,000 through eligible spends.

• Contactless Card
• Concierge Services
• Culinary Treats: Get minimum discount of 15% on dining bill at nearly 2,500+ restaurants spread across cities with ICICI Bank Culinary Treats Programme
• Insurance Benefits: Personal air accident death insurance cover of up to Rs 75 lakh
• Airport Lounges: Get 2 complimentary access per quarter at select Airport Lounges in India 

Enjoy Exclusive SME Offers from top brands such as: Docusign (Get 10% off up to a maximum of 30% off on an annual DocuSign Business Pro Package), Evernote (Get 3 months free of Evernote Premium Subscription), Awfis (When booking your seats with Awfis, get 20% off on Meeting Rooms PAN India), Amazon Web Services (Web Hosting Services - Get up to 16% off on Web Builder bundles and up to 21% off on Web Hosting bundles on BigRock. Get free Cloud Assessment worth USD 250 from an Amazon Web Services), Airtel Business (Avail exciting offers on Airtel Internet Leased Line, Unified Conferencing, Broadband and Corporate Postpaid plans. Get up to 36% off on Airtel Internet Leased Line, One month free on Airtel Unified Conferencing, up to Rs. 200 off on Airtel Broadband monthly bill, and Rs. 75 off on a standard Airtel Corporate Postpaid market plan).

FOR Business Advantage Blue Card:

Key benefits:

Save more with Cashback, earn cashback on spends which means more you spend the higher cashback you get. For details see below:

Statement Balance Rs >75k Cashback on eligible spends:

Domestic Spends -  Up to 1%

International Spends - Up to 1%  

Statement Balance (Rs<25k> – Rs<50k>) Cashback on eligible spends:

Domestic Spendsc - Up to 0.5%

International Spends - Up to 1%

Eligible only on Airline, Hotel and restaurant spends except for select categories such as fuel, cash withdrawals, insurance, all fees and interest charges. Cashback earned in a month is subject to a maximum of Rs 500 through eligible spends.

• Contactless Card
• Concierge Services
• Culinary Treats: Get minimum discount of 15% on dining bill at nearly 2,500+ restaurants spread across cities with the ICICI Bank Culinary Treats Programme
• Insurance Benefits: Personal air accident death insurance cover of up to Rs 75 lakh
• Airport Lounges: Get 2 complimentary access per quarter at select Airport Lounges in India 
• Exclusive SME Offers from top brands such as: Docusign (Get minimum of 10% off up to a maximum of 30% off on an annual DocuSign Business Pro Package), Evernote (Get 3 months free of Evernote Premium Subscription), Awfis (While booking your seats with Awfis, get 20% off on Meeting Rooms PAN India), Amazon Web Services (Web Hosting Services - Get up to 16% off on Web Builder bundles and up to 21% off on Web Hosting bundles on BigRock, free Cloud Assessment worth USD 250 from an Amazon Web Services), Airtel Business (Avail exciting offers on Airtel Internet Leased Line, Unified Conferencing, Broadband and Corporate Postpaid plans, up to 36% off on Airtel Internet Leased Line, One month free on Airtel Unified Conferencing, Rs 200 off on Airtel Broadband monthly bill, and Rs 75 off on a standard Airtel Corporate Postpaid market plan)

Pros

• 1% Fuel Surcharge Waiver
• Earn up to 8X Reward Points on selected merchant categories, for every Rs. 100 spent
• Flexibility to choose from 4 reward plans to suit your lifestyle
  
  Cons
  
• No golf benefits
• No airport lounge access / dining/ movie benefits

Pros

For all ICICI Business Cards:

• Spends linked rewards / InterMiles / Offers & Discounts
• Fuel surcharge waiver of 1%
• Complimentary Airport Lounge Access
• Comprehensive Insurance Coverage up to Rs. 75 lakh

Cons

• No complimentary Golf/coaching sessions

To apply for ICICI Bank Credit Cards please click here