ICICI Business Credit Cards vs ICICI Bank American Express Business Essential Credit Card
Joining Fees
₹1,500
₹1,000
Editor's Rating
3.4
3.9
Key Features
For Business Advantage Black Card:
Key benefits:
- Save more with Cashback, earn cashback on spends which means more you spend the higher cashback you get
- Contactless Card
- Concierge Services
- Culinary Treats
- Insurance Benefits
- Get a minimum of 10% off up to a maximum of 30% off on an annual DocuSign Business Pro
- Get dedicated bandwidth for your business with reliable connectivity, speed and widespread network
For Business Advantage Blue Card:
Key benefits:
- Save more with Cashback, earn cashback on spends which means more you spend the higher cashback you get
- Contactless Card
- Concierge Services
- Culinary Treats
- Insurance Benefits
- Get a minimum of 10% off up to a maximum of 30% off on an annual DocuSign Business Pro
- Get dedicated bandwidth for your business with reliable connectivity, speed and widespread network
- Surcharge waiver of up to 1.0% on fuel payments at HPCL petrol pumps
- Earn 6 PAYBACK Points from ICICI Bank Rewards for every Rs. 100 spent on online, 4 PAYBACK Points from ICICI Bank Rewards for every Rs. 100 spent on Airline, Hotels, Dining, Car Rentals, and 2 PAYBACK Points from ICICI Bank Rewards for every INR 100 otherwise (except fuel, utility and insurance)
- Minimum 15% discount on dining bills with the ICICI Bank Culinary Treats programme
- Access to exclusive wide range of special offers from around the globe in travel, dining, shopping, and entertainment under American Express® SELECTS Programme
Editor's Review
Pros
For all ICICI Business Cards:
- Spends linked rewards / InterMiles / Offers & Discounts
- Fuel surcharge waiver of 1%
- Complimentary Airport Lounge Access
- Comprehensive Insurance Coverage up to Rs. 75 lakh
Cons
- No complimentary Golf/coaching sessions
To apply for ICICI Bank Credit Cards please click here
Pros
- ICICI Business Essential has been specifically designed to deliver higher rewards catering to your business requirement
- Complimentary access to Railway Lounges and select lounges at airports in India with your ICICI Bank American Express® Business Essential Credit Card
- No fuel surcharge will be levied on fuel transactions up to Rs. 5,000 at HPCL petrol pumps (having ICICI Bank Point of Sale terminal) when you use your ICICI Bank American Express® Business Essential Credit Card
Cons
- No Golf/coaching sessions
To apply for ICICI Bank Credit Cards please click here
