Joining Fees
₹1,500
₹499
Editor's Rating
3.4
3.4
Key Features
Key Features For all ICICI Business Cards:
For Business Advantage Black Card:
Key benefits:
Save more with Cashback, earn cashback on spends which means more you spend the higher cashback you get. For details see below:
For Statement Balance Rs >75k:
Domestic Spends - Up to 1%
International Spends Up to 1%
For Statement Balance (Rs<25k> – Rs<50k>):
Cashback on eligible spends-
Domestic Spends: Up to 0.5%
International Spends: Up to 1%
Eligible only on Airline, Hotel and restaurant spends except for select categories such as fuel, cash withdrawals, insurance, all fees and interest charges. Cashback earned in a month is subject to a maximum of Rs 2,000 through eligible spends.
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FOR Business Advantage Blue Card:
Key benefits:
Save more with Cashback, earn cashback on spends which means more you spend the higher cashback you get. For details see below:
Statement Balance Rs >75k Cashback on eligible spends:
Domestic Spends - Up to 1%
International Spends - Up to 1%
Statement Balance (Rs<25k> – Rs<50k>) Cashback on eligible spends:
Domestic Spendsc - Up to 0.5%
International Spends - Up to 1%
Eligible only on Airline, Hotel and restaurant spends except for select categories such as fuel, cash withdrawals, insurance, all fees and interest charges. Cashback earned in a month is subject to a maximum of Rs 500 through eligible spends.
* 1 complimentary domestic airport lounges access per quarter in India
* 25% discount, up to Rs. 100, on selected cinema ticket retailers
* 1% fuel surcharge, which is valid on a maximum spend of Rs. 4000 per transaction at all HPCL pumps
* Visa Lounge Access: Relax in luxury and enjoy gourmet meals, comfortable seating, free Wi-Fi, widescreen TVs and beverage services.
* Domestic Airport Lounge Benefit: 1 complimentary airport lounge access per quarter
* Avail up to 3 Reward Points on every Rs. 100 spent on retail purchases except fuel
* Through ICICI Culinary Treats Programme avail dining benefits such as saving 15% on dining bills across more than 2,500 restaurants in India
* The annual fee gets waived off if spendings have gone more than Rs. 1,25,000 in the previous year
Editor's Review
Pros
For all ICICI Business Cards:
Cons
To apply for ICICI Bank Credit Cards please click here
Pros
* Welcome Benefits
* 1 complimentary domestic airport lounges access per quarter in India
* 25% discount, up to Rs. 100, on selected cinema ticket retailers
Cons
* No insurance benefits
* No golf benefits
* No international lounge access