IndusInd Bank Platinum Aura Edge Credit Card vs HDFC Business Regalia Credit Card

• Flexibility to choose from 4 reward plans to suit your lifestyle- Platinum Aura Shop Plan enables you save more by managing your spends, Platinum Aura Home Plan gives the flexibility to save while shopping for home, Platinum Aura Travel Plan is especially designed for frequent fliers, and Platinum Aura Party Plan enables you to enjoy life to the fullest by earning savings points that you can later redeem against dues on the Credit Card, or on airline miles
• 1% Fuel Surcharge Waiver
• Earn up to 8X Reward Points on selected merchant categories, for every Rs. 100 spent
• IndusInd Bank in association with The Oriental Insurance Company Ltd, bring you insurance coverage that includes lost baggage, delayed baggage, loss of passport, lost ticket, and missed connection
• Enjoy the facility of Total Protect that covers the cardholder for a sum up to the credit limit on its credit card. Completely be worry-free about any fraudulent transactions performed using your card as it protects from unauthorized transactions in case of loss/theft of card and Counterfeit fraud
• Complimentary personal air accident insurance cover of up to Rs. 25 lakh

• Earn 4 Reward Points on every Rs. 150 spent on retail spends excluding wallet, EMI and petrol
• By making Vendor/supplier bill payments and GST payments using HDFC Bank Business Regalia Credit Card, get up to 50 days of free credit period
• 12 Complimentary Airport Lounge Access within India at domestic and international terminals
• Customers who use RuPay cards can now enjoy 12 complimentary airport lounge accesses within India and 6 outside India
• With the Diners Club card, you can enjoy up to 12 complimentary airport lounge visits within India and 6 outside India
• PRIORITY PASS: To avail a Priority Pass, you can apply once you complete a minimum of 4 retail transactions on your HDFC Bank Regalia Credit Card. With a Priority Pass, you and your add-on member can together enjoy up to 6 complimentary lounge access per calendar year, outside India
• Get 5% monthly cashback on Business Essential Spends 
• Up to 4 Reward Points on every Rs.150 spent for business payment, redeem reward points to pay credit card bill
• HDFC Bank Merchants can now conveniently make vendor and distributor payments through a single app using SmartHub
• Get Pre-approved instant loans and Cash withdrawal facility on the Business Credit Card
• Convert all big spends into EMI after purchase
• Zero Lost card liability
• Get Revolving Credit at nominal interest rate
• 2% on all foreign currency spends
• 1% fuel surcharge waiver at all fuel stations across India on transactions betwwen Rs. 400 and Rs. 5000
• Enjoy dining benefits with the Good Food Trail program
• Save up to 20% on all restaurant bills via Swiggy Dineout (20,000+ restaurants). The offer includes both restaurant and Swiggy discounts and is only valid on payments made through the Swiggy app
• Milestone Benefit: Earn Bonus 10,000 Reward Points when spending Rs. 5 lakhs in the anniversary year. Earn an additional 5,000 Reward Points when spending Rs. 8 lakhs in the anniversary year
• Renewal Offer: The renewal fee is waived off if you spent more than 3 lakhs in the previous year
• Convert big spends into EMI after purchase
• Air Accidental death cover up to Rs 1 Cr
• Emergency Overseas Hospitalization protection worth up to Rs. 15 lakhs 
• Flight Delay cover of up to Rs 25,000
• Missing of Connecting International Flight cover of up to Rs 25,000
• The maximum 50,000 Reward Points can be earned in a statement cycle for your Business Regalia Credit Card
• This card is enabled for contactless payments

Pros

• 1% Fuel Surcharge Waiver
• Earn up to 8X Reward Points on selected merchant categories, for every Rs. 100 spent
• Flexibility to choose from 4 reward plans to suit your lifestyle
  
  Cons
  
• No golf benefits
• No airport lounge access / dining/ movie benefits

Pros

• On all foreign currency spends, avail the lowest foreign currency markup of 2% 
• Redeem Reward Points instantly against Airline ticket booking and Hotel booking
• Enjoy the exclusive 24/7 Concierge Service

Cons

• Although complimentary Membership to the Priority Pass Program is offered, all Lounge visits within India using priority pass will be charged at US $27 + GST
• Lounge Visits outside India exceeding the complimentary visits will be charged at US $27 + GST.
• The annual fee of 2500 is moderately high