Flexibility to choose from 4 reward plans to suit your lifestyle- Platinum Aura Shop Plan enables you save more by managing your spends, Platinum Aura Home Plan gives the flexibility to save while shopping for home, Platinum Aura Travel Plan is especially designed for frequent fliers, and Platinum Aura Party Plan enables you to enjoy life to the fullest by earning savings points that you can later redeem against dues on the Credit Card, or on airline miles
1% Fuel Surcharge Waiver
Earn up to 8X Reward Points on selected merchant categories, for every Rs. 100 spent
IndusInd Bank in association with The Oriental Insurance Company Ltd, bring you insurance coverage that includes lost baggage, delayed baggage, loss of passport, lost ticket, and missed connection
Enjoy the facility of Total Protect that covers the cardholder for a sum up to the credit limit on its credit card. Completely be worry-free about any fraudulent transactions performed using your card as it protects from unauthorized transactions in case of loss/theft of card and Counterfeit fraud
Complimentary personal air accident insurance cover of up to Rs. 25 lakh
The FIRST Classic Credit Card is now powered for UPI
Limited Period Offer: 100% cashback up to Rs. 200, i.e. Rs. 50 each on first 4 UPI transactions
Up to 3X reward points on all UPI spends
10X Reward Points on incremental spends above Rs. 20,000 per month and spends done on birthdays
3X Reward Points on online and offline purchases for spends up to Rs. 20,000 per month
Unlimited Reward points that don’t expire
Use the Reward points to instantly pay for online or in-store purchases
1X Reward Points on Insurance premium payments and Utility bill payments
1X = 1 Reward point per Rs. 150 spent
Get 25% discount on movie tickets up to Rs. 100 on Paytm mobile app. This is valid once per month
4 complimentary Railway lounge visits per quarter
Complimentary Roadside Assistance worth Rs. 1,399
Fuel surcharge waiver of 1% at fuel stations in India, up to Rs. 200/month. This is applicable only on transactions done between Rs. 200 & Rs. 5000
Enjoy 300+ Merchant offers all year long
Get up to 20% discount at 1500+ restaurants
Up to 15% discount at 3000+ Health & Wellness outlets
Avail Personal Accident Cover of Rs. 2,00,000 and Lost Card Liability Cover of Rs. 25,000
Convert all transactions above Rs. 2,500 into easy & convenient EMIs from the mobile app
Instant EMI conversion for all online transactions above Rs. 2,500 on the bank’s OTP page
Enjoy convenient transfer of balances from the other bank credit cards with IDFC Bank's balance transfer privilege
Editor's Review
Pros
1% Fuel Surcharge Waiver
Earn up to 8X Reward Points on selected merchant categories, for every Rs. 100 spent
Flexibility to choose from 4 reward plans to suit your lifestyle
Cons
No golf benefits
No airport lounge access / dining/ movie benefits
Pros
10X Rewards on all spends done on your Birthday
Reward points will never expire
Free Road Side Assistance(RSA) worth Rs. 1,399
Cons
No milestone benefits
Airport Lounge access limited, depends on the bank’s current offers
Lifestyle benefits including Complimentary round of Golf is limited, depends on the bank’s current offers
More comparisions with IndusInd Bank Platinum Aura Edge Credit Card