IndusInd Bank Platinum Aura Edge Credit Card vs BPCL SBI Card
Joining Fees
₹500
₹499
Editor's Rating
3.2
3.9
Key Features
- Flexibility to choose from 4 reward plans to suit your lifestyle- Platinum Aura Shop Plan enables you save more by managing your spends, Platinum Aura Home Plan gives the flexibility to save while shopping for home, Platinum Aura Travel Plan is especially designed for frequent fliers, and Platinum Aura Party Plan enables you to enjoy life to the fullest by earning savings points that you can later redeem against dues on the Credit Card, or on airline miles
- 1% Fuel Surcharge Waiver
- Earn up to 8X Reward Points on selected merchant categories, for every Rs. 100 spent
- IndusInd Bank in association with The Oriental Insurance Company Ltd, bring you insurance coverage that includes lost baggage, delayed baggage, loss of passport, lost ticket, and missed connection
- Enjoy the facility of Total Protect that covers the cardholder for a sum up to the credit limit on its credit card. Completely be worry-free about any fraudulent transactions performed using your card as it protects from unauthorized transactions in case of loss/theft of card and Counterfeit fraud
- Complimentary personal air accident insurance cover of up to Rs. 25 lakh
- Reward Points will be credited after 20 days of the payment of joining fee and the same can be redeemed instantly against fuel purchase at BPCL outlets, BPCL Vouchers or at Shop n Smile rewards catalogue
- 4.25% Value-back ~ 13X Reward Points on fuel purchases at BPCL petrol pumps. Maximum 1300 Reward Points per billing cycle
- 3.25% + 1% Fuel surcharge waiver on every transaction up to Rs. 4,000
- Avail 5X Reward Points on every Rs. 100 spent at Groceries, Departmental stores, Movies and Dining. Get up to 5000 Reward Points per month
- Get 1 Reward Point for every Rs. 100 spent on non-fuel retail purchases
- Flexible Instant Redemption Program at select 1200 BPCL petrol pumps
- 4.25 % Valueback (13X* Reward Points equivalent to 3.25% + 1% Fuel surcharge waiver on every transaction of up to Rs. 4,000), at any BPCL petrol pump across India. Maximum surcharge waiver of Rs. 100 in a month, which is equivalent to an Annual Savings of Rs. 1200. Surcharge Waiver applicable only on transactions up to Rs. 4,000/- for a max of Rs. 100 per month. Annual Savings of 70 liters of fuel
- Transfer the outstanding balance of other banks’ credit cards to your BPCL SBI Card, and avail a lower rate of interest and pay back in EMIs
- With Flexipay, convert your transactions in easy monthly installments. Make any purchase for Rs. 2,500 or more using your BPCL SBI Card , and log in with your username and password to sbicard.com within 30 days of purchase to convert it into Flexipay
- Renewal Fee reversible if annual spends for last year ≥ Rs. 50,000
Editor's Review
Pros
- 1% Fuel Surcharge Waiver
- Earn up to 8X Reward Points on selected merchant categories, for every Rs. 100 spent
- Flexibility to choose from 4 reward plans to suit your lifestyle
Cons - No golf benefits
- No airport lounge access / dining/ movie benefits
Pros
- 4.25% Value-back ~ 13X Reward Points on fuel purchases at BPCL petrol pumps. Maximum 1300 Reward Points per billing cycle
- 3.25% + 1% Fuel surcharge waiver on every transaction up to Rs. 4,000
- Avail 5X Reward Points on every Rs. 100 spent at Groceries, Departmental stores, Movies and Dining. Get up to 5000 Reward Points per month
Cons
- No golf benefits
- No complimentary airport lounge access
