IndusInd Bank PAYBACK Credit Card vs RBL Bank Movies And More Credit Card

• Welcome Gift includes getting rewarded with 1000 PAYBACK points as a Welcome Bonus and availing 10% Discount at Big Bazaar, Central, e-Zone, FBB, Brand factory & more with complimentary Future Privilege Membership
• 1% fuel surcharge across all petrol pumps in India
• Auto assist
• Complimentary personal air accident insurance cover of up to Rs 25 lakh
• Avail ‘Total Protect’ facility which is a first-of-its-kind program that covers the individual for an amount equal to the credit limit on its card 

* On monthly spends of Rs. 15,000, avail up to 2 free movie tickets worth Rs. 250 each from BookMyShow
* On monthly spends of Rs. 10,000, get 1 free movie ticket up to Rs. 250 from BookMyShow
* When the annual spends on the card cross Rs. 2 lakh, avail 5,000 bonus Reward Points
* When the annual spends on the card cross Rs. 3.5 lakh, avail additional 10,000 bonus Reward Points
* Get 10 reward points on every Rs. 100 spent at BookMyShow and at Pizza Hut and KFC
* Avail 20 reward points on every Rs. 100 spent on dining on Wednesdays
* Get 1 reward point on every Rs. 100 on all other purchases except fuel
* Fuel Surcharge Waiver at all fuel stations. This is valid for fuel transactions between Rs. 500 and Rs. 4,000. The maximum waiver of Rs. 100 per month

Pros

• Avail exciting rewards on dining, shopping, entertainment and more: 

1. Get 5 PAYBACK Points on every Rs.100 spent on groceries and shopping
2. Relish 5 PAYBACK Points on every Rs.100 spent on dining delights
3. Get 20 PAYBACK Points on every Rs. 100 spent on movie bookings
4. While buying utilities, purchasing insurance and other miscellaneous items, except fuel, get 2 PAYBACK Points on every Rs. 100 spent

• Gain privileges of doing free shopping when redeeming PAYBACK Points. Categories for this include movie tickets on BookMyShow.com, grocery from Big Bazaar, a shopping voucher from VoucherWorld, or for any product of the cardholder’s choice from the PAYBACK Rewards Catalogue and more
• Avail 500 PAYBACK Points on spending Rs. 20,000 or more in a month. Avail 4000 PAYBACK Points on spending Rs. 2,00,000 or more in a membership year

Cons

• No Airport Lounge Access 
• No Golf Privileges 

Pros
* Welcome Benefits
* Monthly food and movie vouchers
* Get 10 reward points on every Rs. 100 spent at BookMyShow and at Pizza Hut and KFC

Cons
* No golf benefits
* No airmiles
* No airport lounge access