Welcome Gift includes getting rewarded with 1000 PAYBACK points as a Welcome Bonus and availing 10% Discount at Big Bazaar, Central, e-Zone, FBB, Brand factory & more with complimentary Future Privilege Membership
1% fuel surcharge across all petrol pumps in India
Auto assist
Complimentary personal air accident insurance cover of up to Rs 25 lakh
Avail ‘Total Protect’ facility which is a first-of-its-kind program that covers the individual for an amount equal to the credit limit on its card
On the yearly card renewal period, get 3000 Bonus Miles
Earn 8 miles for every Rs.100 on spends at Amazon India, Flipkart, Myntra
Earn 4 Miles for every Rs.100 spent on all other transactions (Offer Validity: 15 Feb’21-15 Aug’21)
Redeem miles over more than 100 domestic and international airlines
Transfer your miles to any of the card’s hotel & airline partner
Miles never expires so you can use them whenever you desire
Redeem Miles instantly via SMS against purchases at leading brands
Turn big purchases into small payments
Complimentary Access to Airport Lounges in India
Instant loans availed
Get amazing deals and discounts locally & in other 90 countries
As you earn more miles, redeem easily at www.premiermiles.co.in
You can either redeem the miles now or keep collecting them
Using Citi contactless card pay the easy way
Enjoy the Travel and Lifestyle Services by contacting the Travel and Lifestyle specialist to create and plan an enchanting experience
Enjoy the latest offers on the credit card
Have instant savings on lifestyle and wellness categories
Join the millions of subscribers with a unique analysis of the issues behind the headlines
Personal Air Accident Insurance cover of Rs 1 crore
Lost Card Liability Cover of Rs. 10 Lakh
Editor's Review
Pros
Avail exciting rewards on dining, shopping, entertainment and more:
Get 5 PAYBACK Points on every Rs.100 spent on groceries and shopping
Relish 5 PAYBACK Points on every Rs.100 spent on dining delights
Get 20 PAYBACK Points on every Rs. 100 spent on movie bookings
While buying utilities, purchasing insurance and other miscellaneous items, except fuel, get 2 PAYBACK Points on every Rs. 100 spent
Gain privileges of doing free shopping when redeeming PAYBACK Points. Categories for this include movie tickets on BookMyShow.com, grocery from Big Bazaar, a shopping voucher from VoucherWorld, or for any product of the cardholder’s choice from the PAYBACK Rewards Catalogue and more
Avail 500 PAYBACK Points on spending Rs. 20,000 or more in a month. Avail 4000 PAYBACK Points on spending Rs. 2,00,000 or more in a membership year
Cons
No Airport Lounge Access
No Golf Privileges
Pros
The miles earned can be used or redeemed on Citi Bank's Partnered Airlines
On every Rs.100 spent on airline transactions on www.premiermiles.co.in earn 10 miles
Save up to 20% across all Citibank's partnered restaurants
Cons
No Annual Fee Waiver
High-interest rates
More comparisions with IndusInd Bank PAYBACK Credit Card