Compare IndusInd Bank Legend Credit Card vs IDFC FIRST Classic Credit Card

Avail 1 reward point for every Rs. 100 you spend on weekdays and 2 reward points for every Rs. 100 you spend on weekends
On spending Rs. 6,00,000 or above within one year from the date of issue of the credit card, earn 4,000 bonus reward points
Purchase one movie ticket and get one ticket free on bookings done via BookMyShow. In a month, avail up to one free tickets and a maximum discount of Rs. 200 on each ticket. Gain additional Rs. 50 off on selecting the F&B option

Enjoy access to nearly 600+ lounges across the globe using the complimentary Priority Pass
Avail complimentary access to airport Lounges in India with your Visa Signature credit card- one complimentary lounge visit per quarter. With IndusInd Bank Legend MasterCard Credit Card, get access to domestic airport lounges in India- get 1 complimentary lounge visit per quarter on the IndusInd Bank Legend MasterCard Credit Card
Enjoy the benefits of the unique travel assist program known as 'Travel Plus', it offers special waivers on lounge usage charges outside India
IndusInd Bank in association with The Oriental Insurance Company Ltd, bring you insurance coverage that includes lost baggage, delayed baggage, loss of passport, lost ticket, and missed connection
1.8% discounted foreign currency mark-up fee on international transactions
Complimentary concierge services
Avail freedom from surcharge on fuel across India- Get waiver of 1% on fuel surcharge at any fuel station in India
Avail the Auto Assist facility
Get ‘Total Protect' facility- a programme covering you for an amount equal to the credit limit on the card and is also available on add-on cards
Complimentary personal air accident insurance cover of up to Rs. 25,00,000

The FIRST Classic Credit Card is now powered for UPI
Limited Period Offer: 100% cashback up to Rs. 200, i.e. Rs. 50 each on first 4 UPI transactions
Up to 3X reward points on all UPI spends
10X Reward Points on incremental spends above Rs. 20,000 per month and spends done on birthdays
3X Reward Points on online and offline purchases for spends up to Rs. 20,000 per month
Unlimited Reward points that don’t expire
Use the Reward points to instantly pay for online or in-store purchases
1X Reward Points on Insurance premium payments and Utility bill payments
1X = 1 Reward point per Rs. 150 spent
Get 25% discount on movie tickets up to Rs. 100 on Paytm mobile app. This is valid once per month
4 complimentary Railway lounge visits per quarter
Complimentary Roadside Assistance worth Rs. 1,399
Fuel surcharge waiver of 1% at fuel stations in India, up to Rs. 200/month. This is applicable only on transactions done between Rs. 200 & Rs. 5000
Enjoy 300+ Merchant offers all year long
Get up to 20% discount at 1500+ restaurants
Up to 15% discount at 3000+ Health & Wellness outlets
Avail Personal Accident Cover of Rs. 2,00,000 and Lost Card Liability Cover of Rs. 25,000
Convert all transactions above Rs. 2,500 into easy & convenient EMIs from the mobile app
Instant EMI conversion for all online transactions above Rs. 2,500 on the bank’s OTP page
Enjoy convenient transfer of balances from the other bank credit cards with IDFC Bank's balance transfer privilege

Pros

Complimentary personal air accident insurance cover of up to Rs. 25,00,000
Purchase one movie ticket and get one ticket free on bookings done via BookMyShow. In a month, avail up to one free tickets and a maximum discount of Rs. 200 on each ticket. Gain additional Rs. 50 off on selecting the F&B option
Enjoy access to nearly 600+ lounges across the globe using the complimentary Priority Pass and 1.8% discounted foreign currency mark-up fee on international transactions

Cons

Pros

Cons

No milestone benefits
Airport Lounge access limited, depends on the bank’s current offers
Lifestyle benefits including Complimentary round of Golf is limited, depends on the bank’s current offers