IndianOil HDFC Bank Credit Card vs YES Prosperity Rewards Plus Credit Card
Joining Fees
₹500
₹499
Editor's Rating
3.1
3.8
Key Features
- Gain up to 50 Litres of Free fuel annually
- Gain 5% of your spending as Fuel Points at IndianOil outlets (Max 250 Fuel Points per month in the first 6 months, and 150 Fuel Points per month after 6 months from card issuance)
- Get 5% Fuel Points on Groceries and Bill Payments. Each category has a maximum of 100 Fuel Points per month.
- Avail 1 Fuel Point for every Rs. 150 spent on all other purchases, including UPI transactions
- Complimentary IndianOil XTRAREWARDSTM Program (IXRP) membership
- Enjoy Revolving Credit at a nominal interest rate
- Zero Lost card liability
- Up to 50 days of interest-free period on the IndianOil HDFC Bank Credit Card from the date of purchase
- 1% fuel surcharge waiver at all fuel stations across India on minimum transaction of Rs. 400. Maximum CashBack of Rs. 250 per statement cycle
- Spend Rs. 50,000 and above in the first year and get a waiver on the renewal membership fee
- With the IndianOil HDFC Bank Credit Card, you can convert big purchases into EMI after the transaction
- IndianOil HDFC Bank Credit Card is enabled for contactless payments
- Earn Fuel Points on retail spends
- Acquire accelerated 5% Fuel Points on spends done at IndianOil outlets, Groceries and Bill payments. Please note that the benefit of accelerated 5% Fuel Points will only apply to fuel transactions made at IndianOil Retail Outlets
- 500 Reward Points on each YES PayNow registration
- 6 Reward Points for every Rs. 200 spent on Groceries & Supermarkets
- 4 Reward Points for every Rs. 200 on other categories
- Exclusive Catalogue of Products
Editor's Review
Pros
- Gain up to 50 Litres of Free fuel annually
- Gain 5% of your spending as Fuel Points at IndianOil outlets
- Acquire accelerated 5% Fuel Points on spends done at IndianOil outlets, Groceries and Bill payments
Cons
- No golf benefits are provided
- No international and domestic airport lounge access
Pros
- Accelerated Rewards on Supermarkets and Grocery Stores
- Get 12,000 Bonus Reward Points on achieving spends of Rs. 3.6 Lakhs or more in each anniversary year
- Fuel Surcharge Waiver
Cons
- No complimentary Golf Lessons/Sessions
- No Complimentary Priority Pass Membership
- No Airport Lounge access
