IndianOil HDFC Bank Credit Card vs ICICI Bank HPCL Coral Credit Card

Joining Fees

₹500

₹199

Editor's Rating

3.1

3

Key Features

  • Gain up to 50 Litres of Free fuel annually 
  • Gain 5% of your spending as Fuel Points at IndianOil outlets (Max 250 Fuel Points per month in the first 6 months, and 150 Fuel Points per month after 6 months from card issuance)                          
  •  Get 5% Fuel Points on Groceries and Bill Payments. Each category has a maximum of 100 Fuel Points per month.
  • Avail 1 Fuel Point for every Rs. 150 spent on all other purchases, including UPI transactions
  • Complimentary IndianOil XTRAREWARDSTM Program (IXRP) membership
  • Enjoy Revolving Credit at a nominal interest rate
  • Zero Lost card liability 
  • Up to 50 days of interest-free period on the IndianOil HDFC Bank Credit Card from the date of purchase 
  • 1% fuel surcharge waiver at all fuel stations across India on minimum transaction of Rs. 400. Maximum CashBack of Rs. 250 per statement cycle
  • Spend Rs. 50,000 and above in the first year and get a waiver on the renewal membership fee 
  • With the IndianOil HDFC Bank Credit Card, you can convert big purchases into EMI after the transaction
  • IndianOil HDFC Bank Credit Card is enabled for contactless payments
  • Earn Fuel Points on retail spends 
  • Acquire accelerated 5% Fuel Points on spends done at IndianOil outlets, Groceries and Bill payments. Please note that the benefit of accelerated 5% Fuel Points will only apply to fuel transactions made at IndianOil Retail Outlets
  • Cash-back and savings on fuel surcharge
  • Earn 2 PAYBACK Points on every Rs. 100 spent on retail purchases except for fuel. Redeem 2000 PAYBACK Points for fuel worth Rs. 500
  • Redeem PAYBACK Points from many options such as movie and travel vouchers to lifestyle products, mobiles, appliances and more
  • Avail of 25% discount, maximum up to Rs. 100 on purchase of minimum two tickets per transaction through www.bookmyshow.com

Editor's Review

Pros

  • Gain up to 50 Litres of Free fuel annually 
  • Gain 5% of your spending as Fuel Points at IndianOil outlets
  • Acquire accelerated 5% Fuel Points on spends done at IndianOil outlets, Groceries and Bill payments

Cons

  • No golf benefits are provided
  • No international and domestic airport lounge access

Pros

  • Getting free movie tickets has always made everyone excited – With this card, get Rs. 100 off each time, twice a month
  • 2.5% cashback every time you fill fuel at HPCL pump for more than Rs. 500 each time
  • 1% surcharge on fuel transactions waived off

Cons

  • The ICICI Bank HPCL Coral Credit Card does not provide statement credit
  • No Golf Privileges
  • No Complimentary Airport Lounge access

To apply for ICICI Bank Credit Cards please click here


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