Gain 5% of your spending as Fuel Points at IndianOil outlets (Max 250 Fuel Points per month in the first 6 months, and 150 Fuel Points per month after 6 months from card issuance)
Get 5% Fuel Points on Groceries and Bill Payments. Each category has a maximum of 100 Fuel Points per month.
Avail 1 Fuel Point for every Rs. 150 spent on all other purchases, including UPI transactions
Complimentary IndianOil XTRAREWARDSTM Program (IXRP) membership
Enjoy Revolving Credit at a nominal interest rate
Zero Lost card liability
Up to 50 days of interest-free period on the IndianOil HDFC Bank Credit Card from the date of purchase
1% fuel surcharge waiver at all fuel stations across India on minimum transaction of Rs. 400. Maximum CashBack of Rs. 250 per statement cycle
Spend Rs. 50,000 and above in the first year and get a waiver on the renewal membership fee
With the IndianOil HDFC Bank Credit Card, you can convert big purchases into EMI after the transaction
IndianOil HDFC Bank Credit Card is enabled for contactless payments
Earn Fuel Points on retail spends
Acquire accelerated 5% Fuel Points on spends done at IndianOil outlets, Groceries and Bill payments. Please note that the benefit of accelerated 5% Fuel Points will only apply to fuel transactions made at IndianOil Retail Outlets
Avail complimentary membership of the Air India Frequent Flyer program-Flying Returns
For every Rs. 100 spent, get 4 Reward points
Every year, you'll receive anniversary gift of 5,000 Reward Points
Get around 1,00,000 bonus Reward Points annually
Earn 30 Reward Points for every Rs. 100 spent on Air India tickets booked via its platforms
Editor's Review
Pros
Gain up to 50 Litres of Free fuel annually
Gain 5% of your spending as Fuel Points at IndianOil outlets
Acquire accelerated 5% Fuel Points on spends done at IndianOil outlets, Groceries and Bill payments
Cons
No golf benefits are provided
No international and domestic airport lounge access
Pros
Get 30 Reward Points while doing your bookings for ownself and get 10 Reward Points while booking for others
Enjoy International Airport Luxury Lounge Access
Enjoy the complimentary Visa Lounge Access Program in India at major Domestic Airports
Enjoy complimentary lost card liability cover of Rs. 1 lakh
Cons
Joining fee of Rs. 4,999
Annual fee of Rs. 4,999
More comparisions with IndianOil HDFC Bank Credit Card