SBI Air India Signature Credit Card vs Doctor’s SBI Credit Card

• Avail complimentary membership of the Air India Frequent Flyer program-Flying Returns
• For every Rs. 100 spent, get 4 Reward points
• Every year, you'll receive anniversary gift of 5,000 Reward Points
• Get around 1,00,000 bonus Reward Points annually
• Earn 30 Reward Points for every Rs. 100 spent on Air India tickets booked via its platforms

• E-Gift Voucher from Yatra.com/Bata/Shoppers Stop worth Rs. 5,000 on achieving annual spends of Rs. 5 Lakhs
• Complimentary membership to the Priority Pass Program worth $99
• 4 complimentary visits per year to International Airport Lounges outside India (max. 2 visits per quarter)
• Access to 1000+ Airport Lounges worldwide
• 8 complimentary Domestic Airport Lounges visits per year in India (max. 2 visits per quarter) 

Pros

• Get 30 Reward Points while doing your bookings for ownself and get 10 Reward Points while booking for others
• Enjoy International Airport Luxury Lounge Access
• Enjoy the complimentary Visa Lounge Access Program in India at major Domestic Airports
• Enjoy complimentary lost card liability cover of Rs. 1 lakh

Cons

• Joining fee of Rs. 4,999
• Annual fee of Rs. 4,999

Pros                                                                                                                

• Avail Professional Indemnity Insurance Cover of Rs. 20 Lakhs
• Reimburse all defense and legal costs, out of court settlement expenses and court awards as a part of professional indemnity insurance
• Renewal fee reversed if the annual spendings cross Rs 2,00,000

Cons 

• No Golf/Coaching sessions
• Usage fee of $27 + applicable taxes will be charged on the Doctor’s SBI Card after you have exhausted the complimentary visits