Gain 5% of your spending as Fuel Points at IndianOil outlets (Max 250 Fuel Points per month in the first 6 months, and 150 Fuel Points per month after 6 months from card issuance)
Get 5% Fuel Points on Groceries and Bill Payments. Each category has a maximum of 100 Fuel Points per month.
Avail 1 Fuel Point for every Rs. 150 spent on all other purchases, including UPI transactions
Complimentary IndianOil XTRAREWARDSTM Program (IXRP) membership
Enjoy Revolving Credit at a nominal interest rate
Zero Lost card liability
Up to 50 days of interest-free period on the IndianOil HDFC Bank Credit Card from the date of purchase
1% fuel surcharge waiver at all fuel stations across India on minimum transaction of Rs. 400. Maximum CashBack of Rs. 250 per statement cycle
Spend Rs. 50,000 and above in the first year and get a waiver on the renewal membership fee
With the IndianOil HDFC Bank Credit Card, you can convert big purchases into EMI after the transaction
IndianOil HDFC Bank Credit Card is enabled for contactless payments
Earn Fuel Points on retail spends
Acquire accelerated 5% Fuel Points on spends done at IndianOil outlets, Groceries and Bill payments. Please note that the benefit of accelerated 5% Fuel Points will only apply to fuel transactions made at IndianOil Retail Outlets
Up to 6.5% savings on fuel expenses
Enjoy 5% savings as Rewards on Grocery and Utility expenses
Enjoy 5% savings as Rewards on IDFC FIRST FASTag recharge
Avail 3X Rewards on other retail transactions
Complimentary Domestic Airport Lounge access, once every quarter, on minimum monthly spends of Rs. 20,000
Complimentary Roadside Assistance worth Rs. 1,399
Get 25% off on movie tickets, up to Rs. 100, once every month
Personal Accident Cover of Rs. 2,00,000 and Lost Card Liability Cover of Rs. 25,000
EMIfy your purchases and balances and enjoy convenience of payment
Extend Add-on card to your co-passenger and boost your savings without any extra charges
Refer your friends and earn up to 10,000 Rewards (2,000 Rewards for every card set-up)
You can also earn rewards on your UPI Spends
Editor's Review
Pros
Gain up to 50 Litres of Free fuel annually
Gain 5% of your spending as Fuel Points at IndianOil outlets
Acquire accelerated 5% Fuel Points on spends done at IndianOil outlets, Groceries and Bill payments
Cons
No golf benefits are provided
No international and domestic airport lounge access
Pros
With this credit card, you get rewards on UPI transactions also
The joining fee is affordable
Up to 6.5% savings on fuel expenses
Cons
No Golf benefits
No fuel benefits
No complimentary international airport lounge access
More comparisions with IndianOil HDFC Bank Credit Card