Gain 5% of your spending as Fuel Points at IndianOil outlets (Max 250 Fuel Points per month in the first 6 months, and 150 Fuel Points per month after 6 months from card issuance)
Get 5% Fuel Points on Groceries and Bill Payments. Each category has a maximum of 100 Fuel Points per month.
Avail 1 Fuel Point for every Rs. 150 spent on all other purchases, including UPI transactions
Complimentary IndianOil XTRAREWARDSTM Program (IXRP) membership
Enjoy Revolving Credit at a nominal interest rate
Zero Lost card liability
Up to 50 days of interest-free period on the IndianOil HDFC Bank Credit Card from the date of purchase
1% fuel surcharge waiver at all fuel stations across India on minimum transaction of Rs. 400. Maximum CashBack of Rs. 250 per statement cycle
Spend Rs. 50,000 and above in the first year and get a waiver on the renewal membership fee
With the IndianOil HDFC Bank Credit Card, you can convert big purchases into EMI after the transaction
IndianOil HDFC Bank Credit Card is enabled for contactless payments
Earn Fuel Points on retail spends
Acquire accelerated 5% Fuel Points on spends done at IndianOil outlets, Groceries and Bill payments. Please note that the benefit of accelerated 5% Fuel Points will only apply to fuel transactions made at IndianOil Retail Outlets
Personalized cardwith theshades ofIndian Flag
The dedicated4th embossedline for Army, Navy, or Air Force
2 Complimentary visits to select Domestic Airport Lounges within India
From second year onwards the Annual Fee Rs. 500 will be waived on spends of Rs. 40,000 in the preceding year
Discover unique and new cuisines and flavours with AxisBank Dining Delights thatoffers15% off at partnered restaurants in India
1% fuel surcharge wavier valid on transactions between Rs.400 and Rs. 4000 only. Maximum benefits up to Rs. 400 per month
EDGE REWARD Points canbe earned on fuel transactions
Get free add-on cards
EMV certified chip-credit card
Zero lost card liability
On any transactions above Rs. 2500, contact the bank to convert it into EMIs
Earn EDGE REWARD points for transactions and use them to redeem from 500+ rewards and offers
Earn 8 points on every Rs. 200 spent on the credit card
Avail 100 bonus EDGE points every month- The cardholder is required to use the card for spends on Rs. 5000 or more every month
Editor's Review
Pros
Gain up to 50 Litres of Free fuel annually
Gain 5% of your spending as Fuel Points at IndianOil outlets
Acquire accelerated 5% Fuel Points on spends done at IndianOil outlets, Groceries and Bill payments
Cons
No golf benefits are provided
No international and domestic airport lounge access
Pros
Enjoy Complimentary Access to Airport Lounges within India
Personalized Card with the Shades of Indian Tricolor
Get 100 bonus eDGE points every month
Cons
No Golf/coaching sessions
More comparisions with IndianOil HDFC Bank Credit Card