IndianOil Citi Platinum Credit Card vs YES Prosperity Rewards Credit Card

Joining Fees

₹1,000

₹299

Editor's Rating

4

4.1

Key Features

  • 4 Turbo points / Rs. 150 spent & 1% fuel surcharge reversal on fuel purchase at authorized IndianOil outlets
  • 2 Turbo points / Rs. 150 spent on groceries and supermarkets & 1 Turbo point / Rs. 150 on all other spends
  • Get Deals and Discounts locally and in over 90 countries
  • Instant loans to get things done right away
  • Save up to 20% on dining bills at participating restaurants
  • 4 Reward Points for every Rs. 200 spent on Groceries & Supermarkets 
  • 2 Reward Points for every Rs. 200 on other categories 
  • Exclusive Catalogue of Products
  • Redemption of Reward Points against Air Miles (8 Reward Points = 1 InterMile / 1 Club Vistara Point)

Editor's Review

Pros

  • Choose to redeem points now or later – it's a choice you have because the Turbo points will never expire
  • Get 250 Turbo Points on your first spend within 30 days of card issuance
  • Redeem points instantly via SMS against purchases at leading brands

Cons

  • No complimentary Airport Lounge access
  • Fuel points are applicable only for Indian Oil fuel stations
  • No cash-back options

Pros

  • This credit card is good for those who’re seeking Reward Points
  • Fuel Surcharge Waiver
  • This credit card is good for those who love to shop

 

Cons

  • This credit card isn’t travel-specific card
  • No Golf Privileges
  • Not much discount on movies


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