YES Prosperity Rewards Credit Card vs HDFC Bank Titanium Times Credit Card

Joining Fees

₹299

₹500

Editor's Rating

4.1

3.7

Key Features

  • 4 Reward Points for every Rs. 200 spent on Groceries & Supermarkets 
  • 2 Reward Points for every Rs. 200 on other categories 
  • Exclusive Catalogue of Products
  • Redemption of Reward Points against Air Miles (8 Reward Points = 1 InterMile / 1 Club Vistara Point)
  • Complimentary Annual Times Prime Membership- Enjoy offers and subscriptions on top brands such as Gaana Plus, Sonyliv, TOI+, Chaayos, Uber, and Myntra
  • Avail offer on Movies/BookMyShow- Get 25% off via BookMyShow on Movie Tickets. The cardholder can purchase a maximum of 4 discounted tickets per card per month. Avail maximum discount of Rs. 350 per transaction, and also get a discount of Rs. 50 on Food and Beverage only once
  • Extra discount of Rs. 1500- Get up to a maximum of 10% off on bills via PayEazy on Eazydiner. Avail 6 months complimentary membership
  • Up to 20% off on online and offline – shopping, wellness, and hotel stays at selected partners. City wise offers based offers every single day
  • Up to 5% Cashback on Utility Bills/Shopping
  • Avail 1% fuel surcharge waiver on fuel transactions between Rs. 400 and Rs. 4000
  • You can convert your big spends into EMI after purchase
  • Contactless payment enabled
  • Avail 2 Reward Points for every Rs. 150 spent
  • Weekday Dining Bonanza Reward Points
  • Avail 5 Reward Points on every Rs. 150 spent on dining spends on weekdays

Editor's Review

Pros

  • This credit card is good for those who’re seeking Reward Points
  • Fuel Surcharge Waiver
  • This credit card is good for those who love to shop

 

Cons

  • This credit card isn’t travel-specific card
  • No Golf Privileges
  • Not much discount on movies

Pros

  • Welcome Benefits
  • Complimentary Annual Times Prime Membership
  • Avail offer on Movies/BookMyShow- Get 25% off via BookMyShow on Movie Tickets, and Weekday Dining Bonanza Reward Point

Cons

  • No golf benefits
  • No airport lounge access


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