Compare IndianOil Citi Platinum Credit Card vs Kotak 811 Credit Card

4 Turbo points / Rs. 150 spent & 1% fuel surcharge reversal on fuel purchase at authorized IndianOil outlets
2 Turbo points / Rs. 150 spent on groceries and supermarkets & 1 Turbo point / Rs. 150 on all other spends
Get Deals and Discounts locally and in over 90 countries
Instant loans to get things done right away
Save up to 20% on dining bills at participating restaurants

Earn 2 reward points for every Rs. 100 spent online
Earn 1 reward points for every Rs. 100 spent offline
Milestone Spends Benefit: In a year, spend Rs. 75,000 and get 4 free PVR tickets OR cashback of Rs. 750
Avail 1% fuel surcharge waiver on transactions between Rs. 500 and Rs. 3,000. Do note that fuel transactions are not eligible to earn any Reward points
Railway Surcharge Waiver: Save railway surcharge of 1.8% for transactions on www.irctc.co.in and 2.5% for transactions on Indian Railways Booking Counters. Maximum railway surcharge waiver allowed in a calendar year is Rs. 500
Add-on Card will have all the benefits that the cardholder enjoys on its Card
This card is embedded with EMV Chip that adds additional level of security. You can set 6-digit PIN for authentication for higher security of your transactions
Redeem reward points across a variety of categories such as mobile recharge, shopping across 10,000 products, e-vouchers across various brands, movies (BookMyShow Vouchers), travel and many more

Pros

Choose to redeem points now or later – it's a choice you have because the Turbo points will never expire
Get 250 Turbo Points on your first spend within 30 days of card issuance
Redeem points instantly via SMS against purchases at leading brands

Cons

Pros

Earn 2 reward points for every Rs. 100 spent online, and 1 reward points for every Rs. 100 spent offline
In a year, spend Rs. 75,000 and get 4 free PVR tickets OR cashback of Rs. 750
Railway Surcharge Waiver

Cons