IndianOil Citi Platinum Credit Card vs ICICI Business Credit Cards

• 4 Turbo points / Rs. 150 spent & 1% fuel surcharge reversal on fuel purchase at authorized IndianOil outlets
• 2 Turbo points / Rs. 150 spent on groceries and supermarkets & 1 Turbo point / Rs. 150 on all other spends
• Get Deals and Discounts locally and in over 90 countries
• Instant loans to get things done right away
• Save up to 20% on dining bills at participating restaurants

Key Features For all ICICI Business Cards: 

• Interest-free credit period up to 48 days
• Spends linked rewards / InterMiles / Offers & Discounts
• Fuel surcharge waiver of 1%
• Simplify book keeping - Online expense management
• Complimentary Airport Lounge access
• Comprehensive Insurance Coverage up to Rs. 75 lakh
• GCAS customer assistance

For Business Advantage Black Card:

Key benefits:

Save more with Cashback, earn cashback on spends which means more you spend the higher cashback you get. For details see below: 

For Statement Balance Rs >75k:

Domestic Spends - Up to 1%

International Spends Up to 1%  

For Statement Balance (Rs<25k> – Rs<50k>):

Cashback on eligible spends-

Domestic Spends: Up to 0.5%

International Spends: Up to 1%

Eligible only on Airline, Hotel and restaurant spends except for select categories such as fuel, cash withdrawals, insurance, all fees and interest charges. Cashback earned in a month is subject to a maximum of Rs 2,000 through eligible spends.

• Contactless Card
• Concierge Services
• Culinary Treats: Get minimum discount of 15% on dining bill at nearly 2,500+ restaurants spread across cities with ICICI Bank Culinary Treats Programme
• Insurance Benefits: Personal air accident death insurance cover of up to Rs 75 lakh
• Airport Lounges: Get 2 complimentary access per quarter at select Airport Lounges in India 

Enjoy Exclusive SME Offers from top brands such as: Docusign (Get 10% off up to a maximum of 30% off on an annual DocuSign Business Pro Package), Evernote (Get 3 months free of Evernote Premium Subscription), Awfis (When booking your seats with Awfis, get 20% off on Meeting Rooms PAN India), Amazon Web Services (Web Hosting Services - Get up to 16% off on Web Builder bundles and up to 21% off on Web Hosting bundles on BigRock. Get free Cloud Assessment worth USD 250 from an Amazon Web Services), Airtel Business (Avail exciting offers on Airtel Internet Leased Line, Unified Conferencing, Broadband and Corporate Postpaid plans. Get up to 36% off on Airtel Internet Leased Line, One month free on Airtel Unified Conferencing, up to Rs. 200 off on Airtel Broadband monthly bill, and Rs. 75 off on a standard Airtel Corporate Postpaid market plan).

FOR Business Advantage Blue Card:

Key benefits:

Save more with Cashback, earn cashback on spends which means more you spend the higher cashback you get. For details see below:

Statement Balance Rs >75k Cashback on eligible spends:

Domestic Spends -  Up to 1%

International Spends - Up to 1%  

Statement Balance (Rs<25k> – Rs<50k>) Cashback on eligible spends:

Domestic Spendsc - Up to 0.5%

International Spends - Up to 1%

Eligible only on Airline, Hotel and restaurant spends except for select categories such as fuel, cash withdrawals, insurance, all fees and interest charges. Cashback earned in a month is subject to a maximum of Rs 500 through eligible spends.

• Contactless Card
• Concierge Services
• Culinary Treats: Get minimum discount of 15% on dining bill at nearly 2,500+ restaurants spread across cities with the ICICI Bank Culinary Treats Programme
• Insurance Benefits: Personal air accident death insurance cover of up to Rs 75 lakh
• Airport Lounges: Get 2 complimentary access per quarter at select Airport Lounges in India 
• Exclusive SME Offers from top brands such as: Docusign (Get minimum of 10% off up to a maximum of 30% off on an annual DocuSign Business Pro Package), Evernote (Get 3 months free of Evernote Premium Subscription), Awfis (While booking your seats with Awfis, get 20% off on Meeting Rooms PAN India), Amazon Web Services (Web Hosting Services - Get up to 16% off on Web Builder bundles and up to 21% off on Web Hosting bundles on BigRock, free Cloud Assessment worth USD 250 from an Amazon Web Services), Airtel Business (Avail exciting offers on Airtel Internet Leased Line, Unified Conferencing, Broadband and Corporate Postpaid plans, up to 36% off on Airtel Internet Leased Line, One month free on Airtel Unified Conferencing, Rs 200 off on Airtel Broadband monthly bill, and Rs 75 off on a standard Airtel Corporate Postpaid market plan)

Pros

• Choose to redeem points now or later – it's a choice you have because the Turbo points will never expire
• Get 250 Turbo Points on your first spend within 30 days of card issuance
• Redeem points instantly via SMS against purchases at leading brands

Cons

• No complimentary Airport Lounge access
• Fuel points are applicable only for Indian Oil fuel stations
• No cash-back options

Pros

For all ICICI Business Cards:

• Spends linked rewards / InterMiles / Offers & Discounts
• Fuel surcharge waiver of 1%
• Complimentary Airport Lounge Access
• Comprehensive Insurance Coverage up to Rs. 75 lakh

Cons

• No complimentary Golf/coaching sessions

To apply for ICICI Bank Credit Cards please click here