IndianOil Citi Platinum Credit Card vs Bandhan Bank Standard Chartered credit cards

• 4 Turbo points / Rs. 150 spent & 1% fuel surcharge reversal on fuel purchase at authorized IndianOil outlets
• 2 Turbo points / Rs. 150 spent on groceries and supermarkets & 1 Turbo point / Rs. 150 on all other spends
• Get Deals and Discounts locally and in over 90 countries
• Instant loans to get things done right away
• Save up to 20% on dining bills at participating restaurants

Bandhan Bank Standard Chartered One credit card’s features:

• Fuel Surcharge Waiver is applicable - 1% of the transaction 
• For every Rs. 150 spent, avail 1 reward point 
• Get 5 reward points for spends in Supermarkets, Dining, Movies, and Grocery
• As joining benefit, get 500 Rewards Points 

Bandhan Bank Standard Chartered Plus credit card’s features:

• Fuel Surcharge Waiver is applicable - 1% of the transaction 
• For every Rs. 150 spent, avail 3 reward points 
• Get 5 reward points for spends in Supermarkets, Dining, Movies, and Grocery
• As joining benefit, get 1500 Rewards Points 

Bandhan Bank Standard Chartered Xclusive credit card’s features:

• Fuel Surcharge Waiver is applicable - 1% of the transaction 
• For every Rs. 150 spent, avail 3 reward point 
• Get 10 reward points for spends in Supermarkets, Dining, Movies, and Grocery
• Additional Rewards Points throughout the year
• MakeMyTrip Cashback of  Rs. 3000 as a joining benefit 

Pros

• Choose to redeem points now or later – it's a choice you have because the Turbo points will never expire
• Get 250 Turbo Points on your first spend within 30 days of card issuance
• Redeem points instantly via SMS against purchases at leading brands

Cons

• No complimentary Airport Lounge access
• Fuel points are applicable only for Indian Oil fuel stations
• No cash-back options

Bandhan Bank Standard Chartered One credit card’s review:

Pros

• As joining  benefit, get 500 Rewards Points 
• Renewal Fee will be waived off on annual spends of Rs. 60,000
• Annual Fees  Rs. 299

Cons

• No Golf Privileges 
• No Airport Lounge access 
• High-interest rates 

Bandhan Bank Standard Chartered Plus credit card’s review:

Pros

• Get 5 reward points for spends in Supermarkets, Dining, Movies, and Grocery
• As joining  benefit, get 1500 Rewards Points 
• Renewal Fee will be waived off on annual spends of Rs. 90,000

Cons

• No Golf Privileges 
• No Airport lounge access 
• High-Interest rates 

Bandhan Bank Standard Chartered Xclusive credit card’s review:

Pros

• Get 10 reward points for spends in Supermarkets, Dining, Movies, and Grocery
• Additional Rewards Points throughout the year
• MakeMyTrip Cashback of  Rs. 3000 as a joining benefit  
• 4 Lounge Access per calendar quarter 

Cons

• No golf privileges 
• High renewal/annual fee
• High-interest rates