IndianOil Citi Platinum Credit Card vs HDFC Bank Teachers Platinum Credit Card
Joining Fees
₹1,000
₹500
Editor's Rating
4
3.55
Key Features
- 4 Turbo points / Rs. 150 spent & 1% fuel surcharge reversal on fuel purchase at authorized IndianOil outlets
- 2 Turbo points / Rs. 150 spent on groceries and supermarkets & 1 Turbo point / Rs. 150 on all other spends
- Get Deals and Discounts locally and in over 90 countries
- Instant loans to get things done right away
- Save up to 20% on dining bills at participating restaurants
- Avail a special gift of 500 reward points on Teacher's Day (5 Sept) every year
- On Weekends get 3x reward points on spends of Rs. 150. Earn as many as 2400 points in a year
- On Weekdays get 2 reward points for every Rs. 150
- Get 1% fuel surcharge waiver at all fuel stations in India on transactions between Rs. 400 and Rs. 5,000
- Zero liability on lost card
- Get up to 3 lifetime free add-on cards
- With the EMV Chip technology in the card, stay protected against fraud
Editor's Review
Pros
- Choose to redeem points now or later – it's a choice you have because the Turbo points will never expire
- Get 250 Turbo Points on your first spend within 30 days of card issuance
- Redeem points instantly via SMS against purchases at leading brands
Cons
- No complimentary Airport Lounge access
- Fuel points are applicable only for Indian Oil fuel stations
- No cash-back options
Pros
- Get special gift of 500 reward points on Teacher's Day (5 Sept) every year
- On Weekends get 3x reward points on spends of Rs. 150. Earn as many as 2400 points in a year
- On Weekdays get 2 reward points for every Rs. 150
Cons
- No golf benefits
- No cashback or dining benefits
- No airport lounge access
