HDFC Bank Teachers Platinum Credit Card vs LIC Axis Bank Platinum Credit Card

Joining Fees

₹500

₹0

Editor's Rating

3.55

3.4

Key Features

  • Avail a special gift of 500 reward points on Teacher's Day (5 Sept) every year
  • On Weekends get 3x reward points on spends of Rs. 150. Earn as many as 2400 points in a year
  • On Weekdays get 2 reward points for every Rs. 150
  • Get 1% fuel surcharge waiver at all fuel stations in India on transactions between Rs. 400 and Rs. 5,000
  • Zero liability on lost card
  • Get up to 3 lifetime free add-on cards
  • With the EMV Chip technology in the card, stay protected against fraud
  • Avail 2 Reward points for every Rs. 100 spent on LIC Premium payment and foreign currency transactions
  • Avail 1 Reward point for every Rs. 100 spent on all other transactions except wallet load, fuel, and EMI conversions
  • Complimentary lost card liability insurance cover up to credit limit
  • 1% fuel surcharge waiver on all fuel transactions in India. This is valid on transactions between Rs. 400 to Rs. 4000 
  • Get up to 20% off at over 4,000 restaurants in India 
  • Now you can easily convert any transactions of Rs. 2,500 and above into EMIs

Editor's Review

Pros

  • Get special gift of 500 reward points on Teacher's Day (5 Sept) every year
  • On Weekends get 3x reward points on spends of Rs. 150. Earn as many as 2400 points in a year
  • On Weekdays get 2 reward points for every Rs. 150

Cons

  • No golf benefits
  • No cashback or dining benefits
  • No airport lounge access

Pros

  • Avail 2 Reward points for every Rs. 100 spent on LIC Premium payment and foreign currency transactions
  • Complimentary lost card liability insurance cover up to credit limit
  • Get up to 20% off at over 4,000 restaurants in India 

Cons

  • No golf benefits are provided
  • No international and domestic airport lounge access
  • No Spend Based Waiver


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