IndianOil Citi Platinum Credit Card vs BOB Financial Select
Joining Fees
₹1,000
₹750
Editor's Rating
4
4.3
Key Features
- 4 Turbo points / Rs. 150 spent & 1% fuel surcharge reversal on fuel purchase at authorized IndianOil outlets
- 2 Turbo points / Rs. 150 spent on groceries and supermarkets & 1 Turbo point / Rs. 150 on all other spends
- Get Deals and Discounts locally and in over 90 countries
- Instant loans to get things done right away
- Save up to 20% on dining bills at participating restaurants
- 5X rewards on Dining, Utility bills, Online spends; 1x on others
- 1,000 bonus rewards points every month
- Zero Fuel Surcharge
- Zero Annual Fees basis card usage
Editor's Review
Pros
- Choose to redeem points now or later – it's a choice you have because the Turbo points will never expire
- Get 250 Turbo Points on your first spend within 30 days of card issuance
- Redeem points instantly via SMS against purchases at leading brands
Cons
- No complimentary Airport Lounge access
- Fuel points are applicable only for Indian Oil fuel stations
- No cash-back options
Pros
- Easy EMI Option
- Multiple redemption options
- In-built insurance cover
Cons
- No Golf Privileges
- No Airport Lounge access
