IndianOil Axis Bank Credit Card vs YES Prosperity Cashback Credit Card

Joining Fees

₹500

₹999

Editor's Rating

3.9

5

Key Features

  • Get 4% value back on fuel transactions by earning 20 reward points per Rs. 100 spent at IOCL fuel outlet in India. To avail this offer, transact between Rs. 400 and Rs. 4000 per month
  • 1% value back on online shopping by earning 5 reward points per Rs. 100 spent. To avail this offer, transact at online merchants between Rs. 100 and Rs. 5000
  • 1% fuel surcharge waiver- To avail this offer, transact at any fuel outlet between Rs. 400 and Rs. 4000 per month.
  • Spend more than Rs. 3,50,000 in a year and be eligible for annual fee waiver
  • Instant discount up to 10% on movie tickets booked via Bookmyshow app or website
  • Avail 1 EDGE REWARD point on Rs. 100 spend with the credit card
  • Indulge in delectable cuisines with Axis Bank Dining Delights that offers up to 15% discount at partnered restaurants in India via the EasyDiner
  • 5% Cashback on Movie Ticket bookings, Grocery Shopping, 0.50% Cashback on all Other retails spends, & 5% Cashback on Bill Payments
  • Avail great offers across travel, dining, shopping, wellness and more, in select cities
  • Instant EMI
  • Earn rewards points on your transactions that are converted into EMIs

Editor's Review

Pros

  • Dining Delights - 15% off at partner restaurants
  • Instant discount on BookMyShow
  • 1% fuel surcharge waiver on all fuel transactions in India

Cons

  • No Golf/coaching sessions
  • No Airport Lounge Access

Pros

  • Preferential Foreign Currency Markup of 3.40% only
  • 1% Fuel surcharge waiver at all fuel stations across India for transaction between Rs. 400 to Rs. 5,000
  • Get exciting offers on your YES BANK Credit Cards while shopping, dining, Travel and more YES PRIVILEGES

Cons

  • No complimentary Airport Lounge access
  • No Golf/coaching sessions
  • High-interest rate


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