IndianOil Axis Bank Credit Card vs Citi PremierMiles Card

• Get 4% value back on fuel transactions by earning 20 reward points per Rs. 100 spent at IOCL fuel outlet in India. To avail this offer, transact between Rs. 400 and Rs. 4000 per month
• 1% value back on online shopping by earning 5 reward points per Rs. 100 spent. To avail this offer, transact at online merchants between Rs. 100 and Rs. 5000
• 1% fuel surcharge waiver- To avail this offer, transact at any fuel outlet between Rs. 400 and Rs. 4000 per month.
• Spend more than Rs. 3,50,000 in a year and be eligible for annual fee waiver
• Instant discount up to 10% on movie tickets booked via Bookmyshow app or website
• Avail 1 EDGE REWARD point on Rs. 100 spend with the credit card
• Indulge in delectable cuisines with Axis Bank Dining Delights that offers up to 15% discount at partnered restaurants in India via the EasyDiner

• On the yearly card renewal period, get 3000 Bonus Miles
• Earn 8 miles for every Rs.100 on spends at Amazon India, Flipkart, Myntra
• Earn 4 Miles for every Rs.100 spent on all other transactions (Offer Validity: 15 Feb’21-15 Aug’21)
• Redeem miles over more than 100 domestic and international airlines
• Transfer your miles to any of the card’s hotel & airline partner
• Miles never expires so you can use them whenever you desire
• Redeem Miles instantly via SMS against purchases at leading brands
• Turn big purchases into small payments  
• Complimentary Access to Airport Lounges in India
• Instant loans availed
• Get amazing deals and discounts locally & in other 90 countries
• As you earn more miles, redeem easily at www.premiermiles.co.in
• You can either redeem the miles now or keep collecting them
• Using Citi contactless card pay the easy way  
• Enjoy the Travel and Lifestyle Services by contacting the Travel and Lifestyle specialist to create and plan an enchanting experience
• Enjoy the latest offers on the credit card  
• Have instant savings on lifestyle and wellness categories  
• Join the millions of subscribers with a unique analysis of the issues behind the headlines
• Personal Air Accident Insurance cover of Rs 1 crore
• Lost Card Liability Cover of Rs. 10 Lakh

Pros

• Dining Delights - 15% off at partner restaurants
• Instant discount on BookMyShow
• 1% fuel surcharge waiver on all fuel transactions in India

Cons

• No Golf/coaching sessions
• No Airport Lounge Access

Pros

• The miles earned can be used or redeemed on Citi Bank's Partnered Airlines
• On every Rs.100 spent on airline transactions on www.premiermiles.co.in earn 10 miles
• Save up to 20% across all Citibank's partnered restaurants

Cons

• No Annual Fee Waiver
• High-interest rates