IndianOil Axis Bank Credit Card vs Axis Bank My Wings Credit Card

• Get 4% value back on fuel transactions by earning 20 reward points per Rs. 100 spent at IOCL fuel outlet in India. To avail this offer, transact between Rs. 400 and Rs. 4000 per month
• 1% value back on online shopping by earning 5 reward points per Rs. 100 spent. To avail this offer, transact at online merchants between Rs. 100 and Rs. 5000
• 1% fuel surcharge waiver- To avail this offer, transact at any fuel outlet between Rs. 400 and Rs. 4000 per month.
• Spend more than Rs. 3,50,000 in a year and be eligible for annual fee waiver
• Instant discount up to 10% on movie tickets booked via Bookmyshow app or website
• Avail 1 EDGE REWARD point on Rs. 100 spend with the credit card
• Indulge in delectable cuisines with Axis Bank Dining Delights that offers up to 15% discount at partnered restaurants in India via the EasyDiner

• Redeem complimentary flight tickets: Redeem 2 complimentary base fare flight tickets     
• Dining Delights- Minimum 15% off on partner restaurants in India 
• On any transaction over Rs. 2,500 contact the bank and convert the big credit card purchase into EMIs
• This Credit card is an EMV certified chip credit card, hence you can spend securely 
• Complimentary Airport Lounge access within India 
• Avail up to 20% cashback on bare fare domestic flight bookings
• Avail Rs. 25 off when booking tickets with this Credit Card on IRCTC website. Max cashback is Rs. 25 per transaction and max annual benefits of Rs. 200 per cardholder 
• Avail hotel and holiday vouchers as described below:

• Worth Rs. 10,000

1. Rs. 500 cashback on booking any Domestic return air ticket 
2. Rs. 1,500 cashback on booking any International return air tickets

• Hotels:

1. Rs. 1,000 cashback on booking any hotels across India, Nepal and Bhutan on minimum booking value of Rs. 7,000
2. Rs. 1,500 cashback on International hotel bookings of Rs. 7,000 and above  

• Holidays:

1. Rs. 2,500 cashback on Domestic holidays worth Rs. 20,000 and above
2. Rs. 3,000 on booking any International holidays on minimum booking value of Rs. 20,000 and above

• Book bus tickets and get cashback: Rs. 100 on bus ticket bookings
• Rent cars in India and get cashback: Flat Rs. 400 per car booking or car rentals
• Fuel Transaction Surcharge Transaction: 1% of transaction amount (Refunded for fuel transactions between Rs. 400 and Rs. 4000)
• EDGE REWARD points for transactions and 500+ rewards and offers to redeem points. Earn points for the following transactions: On every Rs. 200 spent on the credit card, earn 4 points 
• Surcharge on purchase or cancellation of Railway Tickets: As prescribed by IRCTC / Indian Railways

Pros

• Dining Delights - 15% off at partner restaurants
• Instant discount on BookMyShow
• 1% fuel surcharge waiver on all fuel transactions in India

Cons

• No Golf/coaching sessions
• No Airport Lounge Access

Pros

• Complimentary Airport Lounge access within India 
• Avail up to 20% cashback on bare fare domestic flight bookings
• Avail Rs. 25 off when booking tickets with this Credit Card on 

Cons

• No Golf Privileges