Axis Bank My Wings Credit Card vs Axis Bank Vistara Signature Credit Card

Joining Fees

₹1,200

₹3,000

Editor's Rating

3.3

3.7

Key Features

  • Redeem complimentary flight tickets: Redeem 2 complimentary base fare flight tickets     
  • Dining Delights- Minimum 15% off on partner restaurants in India 
  • On any transaction over Rs. 2,500 contact the bank and convert the big credit card purchase into EMIs
  • This Credit card is an EMV certified chip credit card, hence you can spend securely 
  • Complimentary Airport Lounge access within India 
  • Avail up to 20% cashback on bare fare domestic flight bookings
  • Avail Rs. 25 off when booking tickets with this Credit Card on IRCTC website. Max cashback is Rs. 25 per transaction and max annual benefits of Rs. 200 per cardholder 
  • Avail hotel and holiday vouchers as described below:
  • Worth Rs. 10,000
  1. Rs. 500 cashback on booking any Domestic return air ticket 
  2. Rs. 1,500 cashback on booking any International return air tickets
  • Hotels:
  1. Rs. 1,000 cashback on booking any hotels across India, Nepal and Bhutan on minimum booking value of Rs. 7,000
  2. Rs. 1,500 cashback on International hotel bookings of Rs. 7,000 and above  
  • Holidays:
  1. Rs. 2,500 cashback on Domestic holidays worth Rs. 20,000 and above
  2. Rs. 3,000 on booking any International holidays on minimum booking value of Rs. 20,000 and above
  • Book bus tickets and get cashback: Rs. 100 on bus ticket bookings
  • Rent cars in India and get cashback: Flat Rs. 400 per car booking or car rentals
  • Fuel Transaction Surcharge Transaction: 1% of transaction amount (Refunded for fuel transactions between Rs. 400 and Rs. 4000)
  • EDGE REWARD points for transactions and 500+ rewards and offers to redeem points. Earn points for the following transactions: On every Rs. 200 spent on the credit card, earn 4 points 
  • Surcharge on purchase or cancellation of Railway Tickets: As prescribed by IRCTC / Indian Railways
  • Exclusive privileges of complimentary Club Vistara Silver Membership such as priority check-in and additional baggage allowance
  • Accrue 4 Club Points on every spend of Rs. 200 and redeem for upgrades and award flights
  • Get bonus CV Points and up to 4 complimentary Premium Economy tickets on achieving the milestone spends
  • 2 Complimentary lounge access at select airport within India
  • Explore curated experiences with Extraordinary weekends
  • Explore curated experiences from across the world with Extraordinary weekends
  • Get 3 complimentary rounds of golf at some  of India’s  most picturesque destinations
  • Avail 25% off, up to Rs. 800, once per month at partner restaurants across the country with Axis Bank EazyDiner
  • Purchase Protection Cover up to to Rs. 1 lakh
  • Cover up to USD 300 for the following: Loss Travel Documents, Delay of Check-in Baggage and Loss of Check-in Baggage
  • On any transaction over Rs. 2,500, contact the Bank to convert a big credit card purchase into EMIs
  • Fuel Transaction Surcharge- 1% of transaction amount
  • Surcharge on purchase or cancellation of Railway Tickets- As prescribed by IRCTC/Indian Railways

Editor's Review

Pros

  • Complimentary Airport Lounge access within India 
  • Avail up to 20% cashback on bare fare domestic flight bookings
  • Avail Rs. 25 off when booking tickets with this Credit Card on 

Cons

  • No Golf Privileges 

Pros

  • Accrue 4 Club Points on every spend of Rs. 200 and redeem for upgrades and award flights
  • Get bonus CV Points and up to 4 complimentary Premium Economy tickets on achieving the milestone spends
  • 2 Complimentary lounge access at select airport within India 

Cons

  • High Annual Fee with no waiver option
  • High Annual Fee with no waiver option
  • You’re tied to Club Vistara Points


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