IndianOil Axis Bank Credit Card vs AXIS Bank IOCL Rupay Credit Card

• Get 4% value back on fuel transactions by earning 20 reward points per Rs. 100 spent at IOCL fuel outlet in India. To avail this offer, transact between Rs. 400 and Rs. 4000 per month
• 1% value back on online shopping by earning 5 reward points per Rs. 100 spent. To avail this offer, transact at online merchants between Rs. 100 and Rs. 5000
• 1% fuel surcharge waiver- To avail this offer, transact at any fuel outlet between Rs. 400 and Rs. 4000 per month.
• Spend more than Rs. 3,50,000 in a year and be eligible for annual fee waiver
• Instant discount up to 10% on movie tickets booked via Bookmyshow app or website
• Avail 1 EDGE REWARD point on Rs. 100 spend with the credit card
• Indulge in delectable cuisines with Axis Bank Dining Delights that offers up to 15% discount at partnered restaurants in India via the EasyDiner
• Wednesday Delight Offer: Get up to 15% on flights and hotels via Goibibo and Makemytrip, 10% off on orders via Swiggy and Amazon Fresh, 10% off up to Rs. 1000 on Tira

• 100% cashback, up to Rs. 250, on all fuel spends within first 30 days of card issuance
• Earn 20 Reward Points per Rs. 100 on fuel spends on IOC Terminal
• 5 reward points per Rs. 100 spent on Online Shopping (basis MCC). Minimum transaction size eligible: Rs. 100
• 1 rewards points per Rs. 100 spent on all other spends. Maximum eligible spends 5000/month
• 1% Fuel surcharge waiver is applicable for fuel spends between Rs. 200 to Rs 5000
• Annual Fee waived off if spends more than Rs. 50000 per year
• 10% instant discount for movie ticket booked via BookMyshow website
• Enjoy up to 15% Discount on partner Restaurants via EazyDiner

Pros

• Dining Delights - 15% off at partner restaurants
• Instant discount on BookMyShow
• 1% fuel surcharge waiver on all fuel transactions in India

Cons

• No Golf/coaching sessions
• No Airport Lounge Access

Pros

• 100% cashback, up to Rs. 250, on all fuel spends within first 30 days of card issuance 
• 10% instant discount for movie ticket booked via BookMyshow website
• 20 reward points per Rs. 100 on fuel spends on IOC Terminal

Cons

• No International Airport Lounge access
• No Golf benefits
• No travel miles benefits