Welcome Benefits include getting vouchers worth Rs. 500 on spending Rs. 15,000 within 90 days
5% cashback on making the first EMI transaction made within 90 days of card set-up
10X Reward Points on purchases greater than Rs.20,000
6X Reward Points on all online purchases and 3X Reward Points on all offline purchases
4 complimentary domestic lounge access per quarter
4 complimentary Railway lounge access every quarter
Low foreign exchange mark-up fee of 1.99%
20% discount on 1500+ Restaurants
15% discount on 3000+ Health & Wellness Outlets
Free Road Side Assistance(RSA) worth Rs. 1,399
Earn Renewal benefit of 15,000 Reward Points on each renewal
Domestic Airlines and Dining: 4 Reward Points per Rs. 100 spent on all other categories
Complimentary Priority Pass Membership for the Primary Cardmember- Complimentary International lounge access and complimentary access to MasterCard affiliated lounges across Indian airports
Enjoy one complimentary golf lesson every calendar month
Fuel Surcharge Waiver
Insurance Coverage
Editor's Review
Pros
10X Rewards on all spends done on your Birthday
Reward points will never expire
Comprehensive Travel Insurance Cover of Rs. 22,500
Cons
Welcome gift voucher is only provided on spending Rs.15,000 within 90 days of card set-up
Interest-free cash withdrawal available for 48 days only
The dining benefits provided by the card are satisfactory but not that great
Pros
Annual Bonus Reward Points: Earn 20,000 Reward Points on achieving annual spends of Rs. 12 Lakhs or more in each anniversary year
Reward Points Accrual: 8 Reward Points per Rs. 100 spent on Travel Agencies & Tour Operators
Cash Advances and Overdue Amount: Preferential Foreign Currency Markup of 1.75% only
Cons
You will not earn any extra rewards on international expenditure
Air mile conversion option is only available with InterMiles
More comparisions with IDFC FIRST Select Credit Card