IDFC FIRST Select Credit Card vs Kotak League Platinum Credit Card
Joining Fees
₹0
₹500
Editor's Rating
2.75
3.9
Key Features
- Welcome Benefits include getting vouchers worth Rs. 500 on spending Rs. 15,000 within 90 days
- 5% cashback on making the first EMI transaction made within 90 days of card set-up
- 10X Reward Points on purchases greater than Rs.20,000
- 6X Reward Points on all online purchases and 3X Reward Points on all offline purchases
- 4 complimentary domestic lounge access per quarter
- 4 complimentary Railway lounge access every quarter
- Low foreign exchange mark-up fee of 1.99%
- 20% discount on 1500+ Restaurants
- 15% discount on 3000+ Health & Wellness Outlets
- Free Road Side Assistance(RSA) worth Rs. 1,399
- 8X reward points on every Rs. 150 spent
- Fuel Surcharge Applicable
- Joining Gift: Avail a Movie voucher worth Rs. 500 on joining
- League Priority Attend
Editor's Review
Pros
- 10X Rewards on all spends done on your Birthday
- Reward points will never expire
- Comprehensive Travel Insurance Cover of Rs. 22,500
Cons
- Welcome gift voucher is only provided on spending Rs.15,000 within 90 days of card set-up
- Interest-free cash withdrawal available for 48 days only
- The dining benefits provided by the card are satisfactory but not that great
Pros
- 4 free PVR tickets or 10,000 Reward Points on spends of Rs.1,25,000 every 6 months
- Earn up to 8X Reward Points on every Rs.150 spent across all categories
- Railway Surcharge Waiver
Cons
- No complimentary Golf lessons/green
- No complimentary Airport Lounge access
