IDFC First Power Plus Credit Card vs Indian Overseas Bank Zet Credit Card

• Up to 6.5% savings on fuel expenses
• Enjoy 5% savings as Rewards on Grocery and Utility expenses
• Enjoy 5% savings as Rewards on IDFC FIRST FASTag recharge
• Avail 3X Rewards on other retail transactions
• Complimentary Domestic Airport Lounge access, once every quarter, on minimum monthly spends of Rs. 20,000
• Complimentary Roadside Assistance worth Rs. 1,399
• Get 25% off on movie tickets, up to Rs. 100, once every month
• Personal Accident Cover of Rs. 2,00,000 and Lost Card Liability Cover of Rs. 25,000
• EMIfy your purchases and balances and enjoy convenience of payment
• Extend Add-on card to your co-passenger and boost your savings without any extra charges
• Refer your friends and earn up to 10,000 Rewards (2,000 Rewards for every card set-up)
• You can also earn rewards on your UPI Spends

• Open a fixed deposit starting from Rs. 2,500
• Earn up to 7% interest on your fixed deposit
• Your FD is insured by RBI- FD is insured up to Rs. 5 lakh by the DICGC under the DICGC Act 1961
• Credit Limit is set at 90% of the FD amount
• Lifetime Free Card- Zero annual fee and no hidden charges
• Easy application process with no credit score check
• UPI Credit Card- Get flat 2% cashback on ZET UPI payments
• Fuel Surcharges: Surcharge of 1% of the total transaction amount will be levied
• Get Discounts and cashback on 80+ top brands, for example see below some of the offers:

A. SWIGGY- Up to 20% Discount

B. BookMuShow- Up to 20% Discount

C. Zomato- Up to 20% Discount

D. Amazon Pay- 5% Cashback

E. FlipKart- 5% Cashback

F. PVR- 18% Cashback

G. Myntra - 5% Cashback

H. NYKAA - 4.5% Cashback

I. InstaMart - Up to 20% Discount

Pros

• With this credit card, you get rewards on UPI transactions also
• The joining fee is affordable
• Up to 6.5% savings on fuel expenses

Cons

• No Golf benefits
• No fuel benefits
• No complimentary international airport lounge access

Pros

• No income proof or credit history required
• Earn up to 7% interest on your fixed deposit
• Enjoy Discounts and cashback on 80+ top brands

Cons

• No Travel perks
• No Lounge access
• No rewards or golf benefits