IDFC First Power Credit Card vs TATA STAR Platinum Card

IDFC First Power Credit Card
IDFC First Power Credit Card
IDFC First Bank · Rupay
3
₹199 / Joining Fees
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VS
TATA STAR Platinum Card
TATA STAR Platinum Card
Tata · Mastercard
3.5
₹2,999 / Joining Fees
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Fees
IDFC First Bank
Tata
Joining Fees
₹199
₹2,999
Renewal Fees
₹199
₹2,999
Network
Rupay
Mastercard
Editor's Review
3
3.5
Free Lounge Access
No
Yes
Features
IDFC First Power Credit Card
  • You’ll get rewarded for every UPI transaction
  • Up to 5% savings on fuel expenses
  • 2.5% savings as Rewards on Grocery and Utility expenses
  • 2.5% savings as Rewards on IDFC FIRST FASTag recharge
  • Avail 2X Rewards on other retail transactions
  • Complimentary Roadside Assistance worth Rs. 1,399
  • Personal Accident Cover of Rs. 2,00,000 and Lost Card Liability Cover of Rs. 25,000
  • EMIfy purchases and balances and enjoy convenience of payment
  • Extend Add-on card to your pillion rider and boost savings without any extra charges
  • Refer friends and earn up to 10,000 Rewards (2,000 Rewards for every card set-up)
TATA STAR Platinum Card
  • Welcome and Anniversary e-Gift Vouchers from STAR worth up to Rs.3000
  • Spends linked gift vouchers worth up to Rs.6,000
  • On spends at STAR Outlets, get 3.5% value back 
  • Get 3 Reward Points on Departmental Stores, Dining, Grocery and International spends
Editor's Review
IDFC First Power Credit Card

Pros

* Discount up to 50% on Domestic and International Rental Cars with Eco Rent A Car and Europcar
* Complimentary Roadside Assistance worth Rs. 1,399
* Personal Accident Cover of Rs. 2,00,000 and Lost Card Liability Cover of Rs. 25,000

Cons

* No airport lounge access
* No gold privileges

TATA STAR Platinum Card

Pros

  • Welcome and Anniversary gift vouchers
  • Airport lounge access
  • Gift vouchers on achieving milestone spends
  • Value back at STAR and TATA outlets

Cons

  • High-interest rate
  • No concierge services
  • No Golf games

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