IDFC First Power Credit Card vs ICICI Sapphiro Credit Card
Joining Fees
₹199
₹6,500
Editor's Rating
3
4.3
Key Features
* Welcome benefits worth Rs. 1,400
* Annual Fee will be waived off on spends of Rs. 50,000 or more in a year
* Save up to Rs. 7,000 annually with the credit card, enough to buy you 65+ litres of fuel
* You’ll get rewarded for every UPI transaction
* Enjoy low and dynamic Interest rates starting at 9% per annum
* Until due date, 0% Interest on ATM Cash Withdrawals
* Up to 5% savings on fuel expenses of up to Rs. 5,000 every month: 2.5% savings as Rewards on HPCL fuel and LPG &
1.5% savings as Happy Coins through HP Pay App &
1% savings as fuel surcharge waiver
* 2.5% savings as Rewards on Grocery and Utility expenses of up to Rs. 4,000 every month
* 2.5% savings as Rewards on IDFC FIRST FASTag recharge of up to Rs. 2,000 every month
* Avail 2X Rewards on other retail transactions
* Rs. 250 cashback on 1st HPCL fuel transaction of Rs. 250 or above
* 5% cashback (up to Rs. 1,000) on the transaction value of 1st EMI conversion
* On Swiggy, Rs. 150 Discount on order above Rs. 500
* On ZoomCar Rentals get Rs. 500 Discount
* EMIfy purchases and balances and enjoy convenience of payment
* Extend Add-on card to your pillion rider & boost savings without any extra charges
* Refer friends and earn up to 10,000 Rewards (2,000 Rewards for every card set-up)
- Complimentary Domestic and International Airport Lounge visits
- Complimentary rounds of Golf every month at the Golf course
- On dining bills, enjoy 15% savings at over 2,500+ restaurants across India through Culinary Treats Programme
- Discover how ICICI Bank Sapphiro Credit Card can deliver savings of Rs 1,95,030 every year
- Enjoy the unmatched advantage of complimentary DragonPass, the world’s first all-in-one Digital Airport Platform
Editor's Review
Pros
* Discount up to 50% on Domestic and International Rental Cars with Eco Rent A Car and Europcar
* Complimentary Roadside Assistance worth Rs. 1,399
* Personal Accident Cover of Rs. 2,00,000 and Lost Card Liability Cover of Rs. 25,000
Cons
* No airport lounge access
* No gold privileges
Pros
- Buy one movie/event ticket and get up to Rs 500 off on the second ticket, twice every month, through www.bookmyshow.com
- Redeem PAYBACK Points from many options – from movie and travel vouchers to lifestyle products, mobiles, appliances and more
- Complimentary Domestic Airport Spa visits
Cons
- Average Reward Rate
- High-Interest Rate
To apply for ICICI Bank Credit Cards please click here
