IDFC First Power Credit Card vs Bandhan Bank Standard Chartered credit cards

Joining Fees

₹199

₹0

Editor's Rating

3

3.3

Key Features

  • You’ll get rewarded for every UPI transaction
  • Up to 5% savings on fuel expenses
  • 2.5% savings as Rewards on Grocery and Utility expenses
  • 2.5% savings as Rewards on IDFC FIRST FASTag recharge
  • Avail 2X Rewards on other retail transactions
  • Complimentary Roadside Assistance worth Rs. 1,399
  • Personal Accident Cover of Rs. 2,00,000 and Lost Card Liability Cover of Rs. 25,000
  • EMIfy purchases and balances and enjoy convenience of payment
  • Extend Add-on card to your pillion rider and boost savings without any extra charges
  • Refer friends and earn up to 10,000 Rewards (2,000 Rewards for every card set-up)

Bandhan Bank Standard Chartered One credit card’s features:

  • Fuel Surcharge Waiver is applicable - 1% of the transaction 
  • For every Rs. 150 spent, avail 1 reward point 
  • Get 5 reward points for spends in Supermarkets, Dining, Movies, and Grocery
  • As joining benefit, get 500 Rewards Points 

 

Bandhan Bank Standard Chartered Plus credit card’s features:

  • Fuel Surcharge Waiver is applicable - 1% of the transaction 
  • For every Rs. 150 spent, avail 3 reward points 
  • Get 5 reward points for spends in Supermarkets, Dining, Movies, and Grocery
  • As joining benefit, get 1500 Rewards Points 

 

Bandhan Bank Standard Chartered Xclusive credit card’s features:

  • Fuel Surcharge Waiver is applicable - 1% of the transaction 
  • For every Rs. 150 spent, avail 3 reward point 
  • Get 10 reward points for spends in Supermarkets, Dining, Movies, and Grocery
  • Additional Rewards Points throughout the year
  • MakeMyTrip Cashback of  Rs. 3000 as a joining benefit 

Editor's Review

Pros

* Discount up to 50% on Domestic and International Rental Cars with Eco Rent A Car and Europcar
* Complimentary Roadside Assistance worth Rs. 1,399
* Personal Accident Cover of Rs. 2,00,000 and Lost Card Liability Cover of Rs. 25,000

Cons

* No airport lounge access
* No gold privileges

Bandhan Bank Standard Chartered One credit card’s review:

Pros

  • As joining  benefit, get 500 Rewards Points 
  • Renewal Fee will be waived off on annual spends of Rs. 60,000
  • Annual Fees  Rs. 299

Cons

  • No Golf Privileges 
  • No Airport Lounge access 
  • High-interest rates 

 

Bandhan Bank Standard Chartered Plus credit card’s review:

Pros

  • Get 5 reward points for spends in Supermarkets, Dining, Movies, and Grocery
  • As joining  benefit, get 1500 Rewards Points 
  • Renewal Fee will be waived off on annual spends of Rs. 90,000

Cons

  • No Golf Privileges 
  • No Airport lounge access 
  • High-Interest rates 

 

Bandhan Bank Standard Chartered Xclusive credit card’s review:

Pros

  • Get 10 reward points for spends in Supermarkets, Dining, Movies, and Grocery
  • Additional Rewards Points throughout the year
  • MakeMyTrip Cashback of  Rs. 3000 as a joining benefit  
  • 4 Lounge Access per calendar quarter 

Cons

  • No golf privileges 
  • High renewal/annual fee
  • High-interest rates 


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