IDFC First Power Credit Card vs YES Prosperity Edge Credit Card

• You’ll get rewarded for every UPI transaction
• Up to 5% savings on fuel expenses
• 2.5% savings as Rewards on Grocery and Utility expenses
• 2.5% savings as Rewards on IDFC FIRST FASTag recharge
• Avail 2X Rewards on other retail transactions
• Complimentary Roadside Assistance worth Rs. 1,399
• Personal Accident Cover of Rs. 2,00,000 and Lost Card Liability Cover of Rs. 25,000
• EMIfy purchases and balances and enjoy convenience of payment
• Extend Add-on card to your pillion rider and boost savings without any extra charges
• Refer friends and earn up to 10,000 Rewards (2,000 Rewards for every card set-up)

• 500 Reward Points on each YES PayNow registration
• 4 Reward Points for every Rs. 200 on all other Retails Spends 
• Avail great offers across travel, dining, shopping, wellness and more, in select cities
• Domestic Lounge access (limited to 2 visits per quarter) for Primary Cardmembers across 30+ Lounges in India

Pros

* Discount up to 50% on Domestic and International Rental Cars with Eco Rent A Car and Europcar
* Complimentary Roadside Assistance worth Rs. 1,399
* Personal Accident Cover of Rs. 2,00,000 and Lost Card Liability Cover of Rs. 25,000

Cons

* No airport lounge access
* No gold privileges

Pros

• Accelerated Rewards on Supermarkets and Grocery Stores, Department Stores and Dining spends
• Get 15,000 Bonus Reward Points on achieving spends of Rs. 6 Lakhs or more in each anniversary year
• There’s a Dedicated Website for Flight/Hotel/Movie Ticket Bookings with Exclusive Catalogue of Products

Cons

• High-interest rates
• Complimentary Priority Pass Membership for Primary Cardmember only. All visits will be charged US $27+GST per person per visit