IDFC First Power Credit Card vs Axis Bank Burgundy Private Credit Card
Joining Fees
₹199
₹50,000
Editor's Rating
3
4
Key Features
* Welcome benefits worth Rs. 1,400
* Annual Fee will be waived off on spends of Rs. 50,000 or more in a year
* Save up to Rs. 7,000 annually with the credit card, enough to buy you 65+ litres of fuel
* You’ll get rewarded for every UPI transaction
* Enjoy low and dynamic Interest rates starting at 9% per annum
* Until due date, 0% Interest on ATM Cash Withdrawals
* Up to 5% savings on fuel expenses of up to Rs. 5,000 every month: 2.5% savings as Rewards on HPCL fuel and LPG &
1.5% savings as Happy Coins through HP Pay App &
1% savings as fuel surcharge waiver
* 2.5% savings as Rewards on Grocery and Utility expenses of up to Rs. 4,000 every month
* 2.5% savings as Rewards on IDFC FIRST FASTag recharge of up to Rs. 2,000 every month
* Avail 2X Rewards on other retail transactions
* Rs. 250 cashback on 1st HPCL fuel transaction of Rs. 250 or above
* 5% cashback (up to Rs. 1,000) on the transaction value of 1st EMI conversion
* On Swiggy, Rs. 150 Discount on order above Rs. 500
* On ZoomCar Rentals get Rs. 500 Discount
* EMIfy purchases and balances and enjoy convenience of payment
* Extend Add-on card to your pillion rider & boost savings without any extra charges
* Refer friends and earn up to 10,000 Rewards (2,000 Rewards for every card set-up)
- Avail 30,000 Welcome Edge Reward points on the first transaction
- Till payment due date, no cash withdrawal charges or interest levied
- Complimentary EazyDiner Prime membership for savings up to 25% or more at fine dining restaurants
- Get unlimited lounge access at international airports for Priority Pass holders and add-on Priority Pass holders (12 visits for guests). Get unlimited lounge access at domestic airports for primary and add-on cardholders (12 visits for guests, per card)
- Complimentary hotel and dining memberships, including Club Marriott, Accor Plus, and Taj Epicure
- Diagnoses at leading medical institutions, and avail global travel and medical assistance during international travel
Editor's Review
Pros
* Discount up to 50% on Domestic and International Rental Cars with Eco Rent A Car and Europcar
* Complimentary Roadside Assistance worth Rs. 1,399
* Personal Accident Cover of Rs. 2,00,000 and Lost Card Liability Cover of Rs. 25,000
Cons
* No airport lounge access
* No gold privileges
Pros
- 15 EDGE REWARD points for every Rs. 200 spent on the card
- Concierge Services
- 50 complimentary rounds of Golf per year
- Complimentary ticket on every ticket purchased for 5 movies and 5 non-movie shows, per month, on BookMyShow
Cons
- High Joining and Annual Fees
- No fuel surcharge wavier
