IDFC First Power Credit Card vs Samsung Axis Bank Infinite Credit Card

* Welcome benefits worth Rs. 1,400
* Annual Fee will be waived off on spends of Rs. 50,000 or more in a year
* Save up to Rs. 7,000 annually with the credit card, enough to buy you 65+ litres of fuel
* You’ll get rewarded for every UPI transaction
* Enjoy low and dynamic Interest rates starting at 9% per annum
* Until due date, 0% Interest on ATM Cash Withdrawals
* Up to 5% savings on fuel expenses of up to Rs. 5,000 every month: 2.5% savings as Rewards on HPCL fuel and LPG &
 1.5% savings as Happy Coins through HP Pay App &
 1% savings as fuel surcharge waiver
* 2.5% savings as Rewards on Grocery and Utility expenses of up to Rs. 4,000 every month
* 2.5% savings as Rewards on IDFC FIRST FASTag recharge of up to Rs. 2,000 every month
* Avail 2X Rewards on other retail transactions
* Rs. 250 cashback on 1st HPCL fuel transaction of Rs. 250 or above
* 5% cashback (up to Rs. 1,000) on the transaction value of 1st EMI conversion
* On Swiggy, Rs. 150 Discount on order above Rs. 500
* On ZoomCar Rentals get Rs. 500 Discount
* EMIfy purchases and balances and enjoy convenience of payment
* Extend Add-on card to your pillion rider & boost savings without any extra charges
* Refer friends and earn up to 10,000 Rewards (2,000 Rewards for every card set-up)

* Get 10% cashback on Samsung purchases, including on EMI transactions 
* Get 15 EDGE REWARD POINTS on every Rs. 100 spent with the bank's preferred partners such as Bigbasket, Tata1mg, Urban Company, Myntra, and Zomato
* Get 15 EDGE REWARD POINTS on every Rs. 100 spent on all international transactions 
* Avail 5 EDGE REWARD POINTS on every Rs. 100 spent on other domestic transactions
* 8 complimentary domestic airport lounge visits per calendar year
* Get a 1% fuel surcharge waiver at fuel stations in India. This is valid on transactions between Rs. 400 to Rs. 5000
* Get up to 25% off, up to Rs. 800, which can be availed once every month at 4000+ restaurants in India 
* Complimentary 1 year of free EasyDiner prime membership
* Complimentary Priority Pass Membership with 6 complimentary International airport lounge visits in a year
* Easily convert transactions of Rs. 2500 or more into easy EMI
* Annual fee will be waived off on annual spends greater than Rs. 7,00,000

Pros

* Discount up to 50% on Domestic and International Rental Cars with Eco Rent A Car and Europcar
* Complimentary Roadside Assistance worth Rs. 1,399
* Personal Accident Cover of Rs. 2,00,000 and Lost Card Liability Cover of Rs. 25,000

Cons

* No airport lounge access
* No gold privileges

Pros

* Get 10% cashback on Samsung purchases, including on EMI transactions 
* 8 complimentary domestic airport lounge visits per calendar year
* Up to 25% off, up to Rs. 800, which can be availed once every month at 4000+ restaurants in India 

Cons

* No golf benefits are provided