Compare ICICI Bank Platinum Chip Credit Card vs Kotak NRI Royale Signature Credit Card

Avail 2 Reward Points on every Rs. 100 spent for all retail purchases except fuel. Redeem the points to avail attractive products on ICICI Bank Rewards platform
Avail 1 Reward Point on every Rs. 100 spent on utilities and insurance categories
Redeeming ICICI Bank Rewards Points is easy and it allows you to indulge in the finer things life has to offer. From movie and travel vouchers to lifestyle products, ICICI Bank Reward Points offer a diverse range of options for redemption
1% fuel surcharge waiver on fuel transactions of maximum Rs. 4,000 at HPCL pumps
Visa Offers: Enjoy great offers from luxury hotels, restaurants, lifestyle stores, spas. Moreover, when traveling abroad, use the dedicated Global Emergency Assistance Service provided by Visa for reporting loss of card, emergency card replacement, emergency cash advance or for other enquiries that you may have
Mastercard Offers: Mastercard Priceless Specials is an exclusive program specially created for Mastercard cardholders. This program has a host of exceptional experiences designed to inspire and enrich the lives of the Mastercard cardholders

Avail 2X rewards on spends outside India; i.e. avail 2 rewards points for every Rs. 200 spent
Fuel Surcharge Waiver
Railway Surcharge Waiver
NRI Royale Shield

Pros

Avail 2 Reward Points on every Rs. 100 spent for all retail purchases except fuel, and 1 Reward Point on every Rs. 100 spent on utilities and insurance categories
1% fuel surcharge waiver on fuel transactions
Visa Offers: Enjoy great offers from luxury hotels, restaurants, lifestyle stores, spas
Mastercard Offers: Mastercard Priceless Specials is an exclusive program that has a host of exceptional experiences designed to inspire and enrich the lives of the Mastercard cardholders

Cons