ICICI Business Credit Cards vs Kotak NRI Royale Signature Credit Card
Joining Fees
₹1,500
₹1,000
Editor's Rating
3.4
3.6
Key Features
For Business Advantage Black Card:
Key benefits:
- Save more with Cashback, earn cashback on spends which means more you spend the higher cashback you get
- Contactless Card
- Concierge Services
- Culinary Treats
- Insurance Benefits
- Get a minimum of 10% off up to a maximum of 30% off on an annual DocuSign Business Pro
- Get dedicated bandwidth for your business with reliable connectivity, speed and widespread network
For Business Advantage Blue Card:
Key benefits:
- Save more with Cashback, earn cashback on spends which means more you spend the higher cashback you get
- Contactless Card
- Concierge Services
- Culinary Treats
- Insurance Benefits
- Get a minimum of 10% off up to a maximum of 30% off on an annual DocuSign Business Pro
- Get dedicated bandwidth for your business with reliable connectivity, speed and widespread network
- Avail 2X rewards on spends outside India; i.e. avail 2 rewards points for every Rs. 200 spent
- Fuel Surcharge Waiver
- Railway Surcharge Waiver
- NRI Royale Shield
Editor's Review
Pros
For all ICICI Business Cards:
- Spends linked rewards / InterMiles / Offers & Discounts
- Fuel surcharge waiver of 1%
- Complimentary Airport Lounge Access
- Comprehensive Insurance Coverage up to Rs. 75 lakh
Cons
- No complimentary Golf/coaching sessions
To apply for ICICI Bank Credit Cards please click here
Pros
- This card is good for Indians who are residing overseas
- Freedom to purchase and pay in INR
- Complimentary access to Airport Lounges in India
Cons
- No Golf Privileges
- No Concierge Services
- This card isn’t good for those who desire a low foreign currency mark up card
